Unable to get an Axis Bank Credit Card despite holding multiple cards from other banks

[Learnerlearn]

Good evening

I have been trying to get an axis bank credit card for a long time and I get rejected even for the basic cards Like Ace, Neo, etc. Even after proceeding through KYC( having tried both online and offline), my application ends up getting rejected.

Could someone suggest how I can get an axis bank credit card?? Should opening a savings account help in this case or not?
Also, I am self Employed. So, could this be causing an issue as well in my case?

Regarding my credit history, I am holding credit cards from HDFC, SBI , ICICI , RBL ,Yes Bank, IDFC First & One Card from Federal Bank. My highest limit is 3L with ICICI Bank and my CIBIL is 776.


Thanks in Advance🙂

 

[Anindya98]

Could someone suggest how I can get an axis bank credit card??

Open an Axis SB account and use it regularly you will get a Pre-approved offer

Should opening a savings account help in this case or not?

It might help / might not depending on your profile.
But it gives an edge to negotiate for cards. While opening the account, have a conversation with the CC guy and BM that you also need a CC with the account.

 

[Infamous]

Why do you wish to get an Axis bank CC? I'd suggest you stay away from any sort of banking with them due to their weird tactics. You already have CC's that can compensate for anything that Axis might offer unless, you just want it for collection

 

[Learnerlearn]

Why do you wish to get an Axis bank CC? I'd suggest you stay away from any sort of banking with them due to their weird tactics. You already have CC's that can compensate for anything that Axis might offer unless, you just want it for collection

I wanted to get the airtel Axis credit card as that is the only one which suits me considering I use airtel connections. Plus these days i see multiple offers online of Ace being provided LTF. I was thinking at least having that would help me on the way to getting the Airtel Axis card. Besides that card, I don't really see any other card of Axis to be worth the hassle.

 

[TechnoFi]

Good evening

I have been trying to get an axis bank credit card for a long time and I get rejected even for the basic cards Like Ace, Neo, etc. Even after proceeding through KYC( having tried both online and offline), my application ends up getting rejected.

Could someone suggest how I can get an axis bank credit card?? Should opening a savings account help in this case or not?
Also, I am self Employed. So, could this be causing an issue as well in my case?

Regarding my credit history, I am holding credit cards from HDFC, SBI , ICICI , RBL ,Yes Bank, IDFC First & One Card from Federal Bank. My highest limit is 3L with ICICI Bank and my CIBIL is 776.


Thanks in Advance🙂

First drop an email to know exact reason for card rejection. There may be multiple reasons for card rejection, you have to sort out one by one.

 

[purushotham]

Close few other existing cards
Reduce the active cards
then apply

 

[iamabhisekagar]

Same thing was happening to me for 2 years....after multiple tries I was not getting Axis CCs...I stopped attempting to apply for it for 7-8 months...not even once during those 7-8 months I tried to apply for Axis CC ...after that I was approved 2 Axis CCs within a space of 3 months (Ace and Airtel). So my suggestion is stop thinking about Axis for Next 7-8 months.

Also, remember there is a cooling period of 6 months in axis after every unsuccessful attempt. The moment you try to apply for Axis CC again within those 6 months, your application gets rejected and your cooling period extends for a further 6 months. (I learned it after multiple rejections in 2 years)

Also remember that the cooling period is of 3 months in axis after every successful attempt.

So your wait of 7-8 months will be worth it