Unexpected pre approved limit HDFC tata neu card

[db24]

Getting 30 lac pre approved limit, i know after final approval it may be 50% less

 

[ujjawal]

Not really i heard for existence hdfc card holders the limit will be same after final approval.

The limit tata neu showing is with conditional approval. Which I don't trust.

You will get same limit as existing card

 

[V360V360 is verified member.]

Thank you for this update, I still don't see my CIBIL is hit,

I just want to ask how these many inquiries are impacting the CIBIL score.

In my 15 years, I have had more than 95 hard inquiries from these 16 in the last three months. Still, my last month's score improved from 802 to 806.

I think credit inquiries are not making much impact, but yes I 100% agree it's the factor which can reduce the credit score.


What is the most important for good CBIL score?
On-time payments
Type of accounts (credit or loan)
Credit history period

CIBIL is unpredictable; hence this word of caution for folks who wants to give it a shot. BTW I have more than 200 enquiries and still hold all the premium credit cards. You are right - enquiries don't have a huge impact but we can never predict CIBIL's algorithms.

 

[V360V360 is verified member.]

You will get same limit as existing card

Right limit is shared with your existing HDFC CC.

 

[Rahul92]

Thank you for this update, I still don't see my CIBIL is hit,

I just want to ask how these many inquiries are impacting the CIBIL score.

In my 15 years, I have had more than 95 hard inquiries from these 16 in the last three months. Still, my last month's score improved from 802 to 806.

I think credit inquiries are not making much impact, but yes I 100% agree it's the factor which can reduce the credit score.


What is the most important for good CBIL score?
On-time payments
Type of accounts (credit or loan)
Credit history period

What platform you used to check ?

 

[TheMentalist]

I have regalia and neu infinity

Did you get 0 joining fees and 1499 neu coins as well?

 

[22tarush]

Limit will be shared if you already hold a HDFC Card.

 

[BUDHRAJ]

what's the criteria for pre-approved neu infinity ?
i am getting pre-approved offer for neu plus only with good limit..

 

[CMGCMG is verified member.]

Did you get 0 joining fees and 1499 neu coins as well?

No. Got 1499 neu coins during the first month. Joining fee in the 3rd statement (this month).

 

[db24]

My Tataneu Rupay Card approved with existing hdfc card limit. Pre approved limit is just a glitch in neu app.

Good news is today bhim app listed hdfc rupay card entry 🙌🏼

 

[Batmanbaba]

what's the criteria for pre-approved neu infinity ?
i am getting pre-approved offer for neu plus only with good limit..

Do u have another hdfc card...!??

 

[shubham0976]

My Tataneu Rupay Card approved with existing hdfc card limit. Pre approved limit is just a glitch in neu app.

Good news is today bhim app listed hdfc rupay card entry 🙌🏼

when u applied?? any Vkyc done? I don't have hdfc bank acc. was asked to do Vkyc, they have strict rules for vkyc, it's mandatory to say everything by ur self without looking into notebook. I forgot my office pincode, tried to, see from notebook. he said u can't see from notebook. then told me restart video kyc, some other will do now. I again stsrted, now told everything. but at last he told some one from hdfc will contact you soon for offline process. Now the app is showing offer approved, verification in progress. so can you tell me how much time it took for in app showing??I got offer for first year free with 3.8L limit while my existing hdfc card have 3.2L limit.

 

[Batmanbaba]

when u applied?? any Vkyc done? I don't have hdfc bank acc. was asked to do Vkyc, they have strict rules for vkyc, it's mandatory to say everything by ur self without looking into notebook. I forgot my office pincode, tried to, see from notebook. he said u can't see from notebook. then told me restart video kyc, some other will do now. I again stsrted, now told everything. but at last he told some one from hdfc will contact you soon for offline process. Now the app is showing offer approved, verification in progress. so can you tell me how much time it took for in app showing??I got offer for first year free with 3.8L limit while my existing hdfc card have 3.2L limit.

3-5 working days... For Existing customers either credit card /savings account

 

[db24]

when u applied?? any Vkyc done? I don't have hdfc bank acc. was asked to do Vkyc, they have strict rules for vkyc, it's mandatory to say everything by ur self without looking into notebook. I forgot my office pincode, tried to, see from notebook. he said u can't see from notebook. then told me restart video kyc, some other will do now. I again stsrted, now told everything. but at last he told some one from hdfc will contact you soon for offline process. Now the app is showing offer approved, verification in progress. so can you tell me how much time it took for in app showing??I got offer for first year free with 3.8L limit while my existing hdfc card have 3.2L limit.

In 2 days , no vkyc, I have hdfc savings account and card both.

 

[TheBr0b]

In 2 days , no vkyc, I have hdfc savings account and card both.

i have saving account and card still asked for vkyc and after that office and home verification

 

[rp0703]

i have saving account and card still asked for vkyc and after that office and home verification

I opened hdfc regular savings account last month. My tata neu plus card was approved with just VKYC. No physical verification. Not even CIBIL hit.

 

[sahilcapricorn]

Existing customer with HDFC Infinia CC, salary account, loans and what not.. Still hit CIBIL and asking for vKYC..

 

[Batmanbaba]

Existing customer with HDFC Infinia CC, salary account, loans and what not.. Still hit CIBIL and asking for vKYC..

Do vkyc.... Card will be approved...I am also savings account holder only.... But was asked for vkyc.... Just a formality