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Uni NX Wave - A myth or reality | Lets discuss

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Tarun239 said:
U were a uni customer before as well in any form? Are they taking fresh applications for those who have no prior association as well??
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Yes, I had Unicard and also taking Uni Paychecks for over a year...a cool interest free 50K from 6th of the month to the 20th.

I also have some Uni Powerup FDs at 10.5% plus 1.5% instant cashback.

I am not sure if they are taking new applications. Yesterday while repaying the Uni Paycheck amount I saw NX Wave is available and applied. Didn't get any notification of launch although I was in the waitlist (some number 3L+)
 
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sjmajumder said:
Yes, I had Unicard and also taking Uni Paychecks for over a year...a cool interest free 50K from 6th of the month to the 20th.

I also have some Uni Powerup FDs at 10.5% plus 1.5% instant cashback.

I am not sure if they are taking new applications. Yesterday while repaying the Uni Paycheck amount I saw NX Wave is available and applied. Didn't get any notification of launch although I was in the waitlist (some number 3L+)
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Ok thanks for replying
 
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sjmajumder said:
Yes, I had Unicard and also taking Uni Paychecks for over a year...a cool interest free 50K from 6th of the month to the 20th.

I also have some Uni Powerup FDs at 10.5% plus 1.5% instant cashback.

I am not sure if they are taking new applications. Yesterday while repaying the Uni Paycheck amount I saw NX Wave is available and applied. Didn't get any notification of launch although I was in the waitlist (some number 3L+)
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does taking uni paycheck have a hit in cibil as consumer loan or something?
 
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sjmajumder said:
Yes, I had Unicard and also taking Uni Paychecks for over a year...a cool interest free 50K from 6th of the month to the 20th.

I also have some Uni Powerup FDs at 10.5% plus 1.5% instant cashback.

I am not sure if they are taking new applications. Yesterday while repaying the Uni Paycheck amount I saw NX Wave is available and applied. Didn't get any notification of launch although I was in the waitlist (some number 3L+)
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It seems they are only accepting applications from Uni Paycheck users. My waitlist position is 65k, and I'm still waiting for the invite.
 
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Strange said:
It seems they are only accepting applications from Uni Paycheck users. My waitlist position is 65k, and I'm still waiting for the invite.
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I received the invite & the card was instantly approved in the first week of January 2024. My waitlist was ~1,25,000 .. Not a pay check user .. However, even today I received a call from UNI asking me to sign up for their pay check because of it’s benefits blah blah ..
 
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Actually I got an early access invitation from Uni NX Wave card. The partner bank is YES Bank. But I didn't find the rewarding of this card that much exciting. So I didn't applied it yet. The only benefit i found good is we can choose the theme of the card😅. All the other features are kinda same as the Amazon pay icici card. One of the executive of uni called me and forced me to apply for the card. But I didn't take the card yet.
 

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Uni NX Wave credit card (unsecured) pre-approved for me by faaltu SBM Bank. It is free until card expiry/renewal which is currently 2028 for me. After that, there will be a card renewal fee of "up to ₹999" which will be communicated before card is about to expire. They gave 60K limit which makes it useless as most likely use for it for me was buying a high-end gaming laptop from USA since it is so overpriced in India due to customs duties and taxes.

Earlier, I was a user of their Uni credit line card. Only good feature is 0% forex with unsecured card.

Other lame benefits: 1% cashback on merchant spends (fuel, rent, wallet & international transactions excluded), a slightly higher reward rate at the faaltu Uni Store (which is like CRED store ) and brand gift vouchers (but core brands missing like Amazon, Flipkart)

Limit and card no started showing after 24 hours. I also asked them about Yes Bank Uni card. They said currently only SBM Bank unsecured one is being issued and I can't change partner. I asked Uni to close my loan/credit line now that I have credit card and they said it can't be done.

See this post for photos: https://www.technofino.in/community/threads/the-uni-nx-wave-card-is-finally-live.21688/post-564512
 
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ray8285 said:
Bro keep an eye on your CIBIL .. These SBM idiots are reporting the card account twice (duplicate account) .. Have disputed it since !
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There's hardly any impact of CIBIL hit on my CIBIL score. I got 3 hits in last 1 week from ICICI, IndusInd and SBM and My CIBIL score went up by 1 point 🙂
 
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