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Uni NX Wave - A myth or reality | Lets discuss

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I was also offered the card and applied a few days back. vKYC done immediately and it says approved, but since then clicking on 'Get Card' just loads forever. I was never asked for card colour and stuff.
 
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anonymuos said:
Those with Uni NX Wave card from SBM* Bank, have you found any way to pay its bill via third party apps and earn DC rewards?
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I have been issued this card for months, actually forgot to use it at all.. infact I'm least interested to use it since there are other cards which give better returns. My main reason for taking this was for 0 forex
 
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rafzy said:
I have been issued this card for months, actually forgot to use it at all.. infact I'm least interested to use it since there are other cards which give better returns. My main reason for taking this was for 0 forex
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Correct, apart from 0% forex, it has no redeeming feature. But at least it works for intl txns, doesn't fail like RBL Safari. Those who've something like SBI Cashback or BOB Eterna get better rewards even with paying some forex % charges on intl txns.
 
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sjmajumder said:
I think there was something mentioned like free till card validity. Btw I haven't used the card yet...must be almost 2 months.
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Took the card in March. Used it for first time in October for Rs. 10 just to keep it active. But guess what...a pleasant surprise from Uni immediately on making my first transaction...a 25% (max Rs. 250) cashback offer. They didn't just stop by sending a WhatsApp message. Just received a call too intimating the same. I was expecting a personal loan offer when I answered the call but no, it was just to intimate me about the cashback offer. Good job Uni!


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sjmajumder said:
Took the card in March. Used it for first time in October for Rs. 10 just to keep it active. But guess what...a pleasant surprise from Uni immediately on making my first transaction...a 25% (max Rs. 250) cashback offer. They didn't just stop by sending a WhatsApp message. Just received a call too intimating the same. I was expecting a personal loan offer when I answered the call but no, it was just to intimate me about the cashback offer. Good job Uni!


View attachment 73177
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Is this a FD based card?
 
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telescope said:
why to esclate when secured is better thing.
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Secured is better? Having a secured credit card indicates to other banks giving unsecured cards, that this customer may not be eligible for being issued unsecured ones. Their algorithms and decisions may be influenced by the presence of secured credit card in the CIBIL report. I wouldn't be surprised if unsecured credit card was denied by other banks because of having a secured one.
 
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