Upgradation of Kotak CC

[Raghav2006]

Hi guys.
I've been holding Kotak League LTF since last 2 yrs with a limit of 2L.
I've never need offered LE or upgrade as the card is used only for a monthly insurance premium of less than 5k.
Can anyone please tell me how to ask kotak for a better LTF upgrade and LE upgrade too if possible, I also hold Rubyx LTF 4.5L
Thanks

 

[Raghav2006]

This is how all my Coral variants are grouped together in the Netbanking..
1) Coral HPCL
2)Coral Amex
3)Coral Rupay..

If you spend on any of the above cards, it gets deducted from that particular card, but the common shared pool of CL gets reduced..

you can pay to any card, it gets added to the shared CL...


View attachment 56449

Ok sir, this implies she can keep all the cards and keep only primary HPCL MC in this case on cred and a variant of rubyx and issue will be solved.

 

[Raghav2006]

This is how all my Coral variants are grouped together in the Netbanking..
1) Coral HPCL
2)Coral Amex
3)Coral Rupay..

If you spend on any of the above cards, it gets deducted from that particular card, but the common shared pool of CL gets reduced..

you can pay to any card, it gets added to the shared CL...

Check yours how it looks like in the netanking..


View attachment 56449

Thank you sir.
I also had a query regarding HDFC cc and ICICI DC. If possible can you please help on that as well

 

[SSV]

Ok sir, this implies she can keep all the cards and keep only primary HPCL MC in this case on cred and a variant of rubyx and issue will be solved.

Yes..
before that.. Pls check how the cards are grouped in the Net banking..
you can share the SS here , I can explain it..

FOr me
I have 3 ICICI CC accounts
and I have 5 Credit cards.

1) First account.. Coral account..
this has 3 cards.. Coral HPCL VIsa, COral Amex and Coral Rupay
One account and 3 CCs in this grouping

2) Second Account - APAY CC.
One account and One CC in this grouping

3) Third account - manchester United CC
one account and once CC in this grouping

 

[SSV]

Thank you sir.
I also had a query regarding HDFC cc and ICICI DC. If possible can you please help on that as well

Put it here, i will answer them later.. going to the gym now.. Bye

 

[Raghav2006]

Put it here, i will answer them later.. going to the gym now.. Bye

Ok sir, I'll leave it here, thank you

 

[Vasuki]

Ok sir, I'll leave it here, thank you

Change the thread title to
- CONFUSION REGARDING KOTAK AND ICICI CARD

 

[Raghav2006]

Change the thread title to
- CONFUSION REGARDING KOTAK AND ICICI CARD

Really or pun intended?

 

[Raghav2006]

Put it here, i will answer them later.. going to the gym now.. Bye

Hello sir.
Here is the screenshot.
I check the benefits on coral variant cc on website and found them useless. So my sister still wants to close them.
So can you please suggest that should we keep the primary HPCL ltf and close the remaining 2 only?
And for bills settlements, which Credit cards out of these should be added on Cred.

 

[Raghav2006]

Put it here, i will answer them later.. going to the gym now.. Bye

Also sir, my sister has this basic Debit card with her salary account and when I checked for upgrades Rubyx, Sapphiro and Coral all are available but fully chargeable. Is there any way of getting this upgraded too through LTF.

 

[Vasuki]

Also sir, my sister has this basic Debit card with her salary account and when I checked for upgrades Rubyx, Sapphiro and Coral all are available but fully chargeable. Is there any way of getting this upgraded too through LTF.View attachment 56590

Get icici rupay platinum card dc
Claim Friday offer

 

[Deleted member 26954]

Kotak is banned from issuing anything new

I think card upgrade is possible..when HDFC was under ban they were upgrading the cards....maybe i am wrong...

 

[Raghav2006]

Get icici rupay platinum card dc
Claim Friday offer

Can you please tell me how to get it?
And what is friday offer?
Thanks

 

[Fini7777]

Sir, I have all the variants of coral and none of them have been closed yet.
The main reason for closing them would be that my sister is unable to remember all the bills to be paid on each due date.
Can you please suggest how can she manage it?

Create an excel sheet and manage all ur card data

 

[Raghav2006]

I think card upgrade is possible..when HDFC was under ban they were upgrading the cards....maybe i am wrong...

That's what I thought too sir.
RBI has banned them from issuing new cards to new customers.
What if my card is expiring during this tenure. They'll surely issue a new one. Hence, I thought they might upgrade as well.

 

[Raghav2006]

Create an excel sheet and manage all ur card data

Sir as it belongs to my sister, I won't be able to see all transactions and manage them.

 

[Fini7777]

I think card upgrade is possible..when HDFC was under ban they were upgrading the cards....maybe i am wrong...

yeah! even I am looking to get league rupay as LTF I've kotak Myntra I'll try calling them and ask if they can provide

 

[Vasuki]

Can you please tell me how to get it?
And what is friday offer?
Thanks

Call customer care
To permanent close current dc
Then issue
RUPAY platinum dc


Every Friday u can do 500 recharge & u have to pay 400

20% upto 100 on amazon

Seach - rupay platinum Friday offer u will get threads

 

[Vasuki]

yeah! even I am looking to get league rupay as LTF I've kotak Myntra I'll try calling them and ask if they can provide

U have to apply & now they are not issuing any new card as they are banned

 

[Raghav2006]

yeah! even I am looking to get league rupay as LTF I've kotak Myntra I'll try calling them and ask if they can provide

Sir please dont mind but if possible try getting a better card. League is useless.
Try getting Tata Neu plus, my sister uses it for UPI, 1% cashback as Neu coins.
And if you contact them, please let me know their answer as well.

 

[Raghav2006]

U have to apply & now they are not issuing any new card as they are banned

So, does it imply that if needed they'll only renew the current CC variant held by customer and not even upgrade it for existing ones?