Upgradation of Kotak CC

[Raghav2006]

Hi guys.
I've been holding Kotak League LTF since last 2 yrs with a limit of 2L.
I've never need offered LE or upgrade as the card is used only for a monthly insurance premium of less than 5k.
Can anyone please tell me how to ask kotak for a better LTF upgrade and LE upgrade too if possible, I also hold Rubyx LTF 4.5L
Thanks

 

[Raghav2006]

Call customer care
To permanent close current dc
Then issue
RUPAY platinum dc


Every Friday u can do 500 recharge & u have to pay 400

20% upto 100 on amazon

Seach - rupay platinum Friday offer u will get threads

Ok sir, I'll do it.

 

[Vasuki]

So, does it imply that if needed they'll only renew the current CC variant held by customer and not even upgrade it for existing ones?

Can't say for replacement
But no to upgrade

 

[Fini7777]

Sir as it belongs to my sister, I won't be able to see all transactions and manage them.

ok, then tell her to change all her card bill gen dates to a single date according to her convenience
or, add all cards to cred she will automatically get bill reminders

 

[Raghav2006]

Can't say for replacement
But no to upgrade

Ok, then none of us can do it till the ban is lifted, thanks.
And is there any way of getting a better LTF DC then the one you told?
It's a salary account

 

[Raghav2006]

ok, then tell her to change all her card bill gen dates to a single date according to her convenience
or, add all cards to cred she will automatically get bill reminders

Did it with ICICI, unable to find option for HDFC on mycards web.

 

[Fini7777]

Sir please dont mind but if possible try getting a better card. League is useless.
Try getting Tata Neu plus, my sister uses it for UPI, 1% cashback as Neu coins.
And if you contact them, please let me know their answer as well.

ok, I've TATA Neu infinity
and coming to League platinum I am looking for this card only bcoz it is LTF otherwise this card is useless
I'll let u know their response

 

[Vasuki]

So, does it imply that if needed they'll only renew the current CC variant held by customer and not even upgrade it for existing ones?

They don't have choice they are banned

 

[Fini7777]

Did it with ICICI, unable to find option for HDFC on mycards web.

For HDFC mail them or reach out to their Customer support team

 

[Raghav2006]

ok, I've TATA Neu infinity
and coming to League platinum I am looking for this card only bcoz it is LTF otherwise this card is useless
I'll let u know their response

That's great.
Indeed.
Thanks

 

[Raghav2006]

For HDFC mail them or reach out to their Customer support team

Ok, I'll ask her to do it.

 

[Raghav2006]

They don't have choice they are banned

Got it.
And sir later should I delete this thread as I guess I used in a more generic chat like way, compared to a thread.

 

[Fini7777]

Got it.
And sir later should I delete this thread as I guess I used in a more generic chat like way, compared to a thread.

No issue u can keep this thread but try to change the thread name if possible

 

[Vasuki]

Got it.
And sir later should I delete this thread as I guess I used in a more generic chat like way, compared to a thread.

Kotak is not famous or inspiring cc everyone wanted
Thread will die down it's own slow death

@vaibhav111 can move it to tf Neo section

 

[Raghav2006]

Kotak is not famous or inspiring cc everyone wanted
Thread will die down it's own slow death

@vaibhav111 can move it to tf Neo section

Lol, I don't know how to react.

And can you please also tell me how to upgrade to Neu infinity from Neu plus LTF which my sister got last month from Neu app.
And is getting Regalia Gold Ltf also possible?
The limit is 2L and no other HDFC cc or account.

 

[Fini7777]

Usually they hardly provide their core cards once you get tata neu cards
If u wanna try wait for 6 more months and try ur luck - Regalia gold ltf
U can easily get tata neu infinity from neu plus but no guarantee on LTF it depends on your negotiation skills

 

[Raghav2006]

Usually they hardly provide their core cards once you get tata neu cards
If u wanna try wait for 6 more months and try ur luck - Regalia gold ltf
U can easily get tata neu infinity from neu plus but no guarantee on LTF it depends on your negotiation skills

Ok sir and what if my sister transfers her salary account to HDFC?
My plan is to ask ICICI for sapphiro ltf upgrade after 3 months and warn them that if they don't I'll transfer account, no issues.
Then I'll transfer it to HDFC and negotiate with them.
Will it work?
Either Sapphiro ltf or regalia gold and infinity ltf.

 

[Fini7777]

Ok sir and what if my sister transfers her salary account to HDFC?
My plan is to ask ICICI for sapphiro ltf upgrade after 3 months and warn them that if they don't I'll transfer account, no issues.
Then I'll transfer it to HDFC and negotiate with them.
Will it work?
Either Sapphiro ltf or regalia gold and infinity ltf.

You should have opted for their core card first anyways, upgrade your tat neu + to infinity LTF first
then after few months u can try for Regalia Gold LTF but it is really hard to get it LTF right now

Or close TATA Neu plus and transfer your account and freshly apply for Millennia/Regalia Gold

 

[Raghav2006]

You should have opted for their core card first anyways, upgrade your tat neu + to infinity LTF first
then after few months u can try for Regalia Gold LTF but it is really hard to get it LTF right now

Or close TATA Neu plus and transfer your account and freshly apply for Millennia/Regalia Gold

Ok, as is the ICICI idea good or just my dream?

 

[Fini7777]

Ok, as is the ICICI idea good or just my dream?

As of now it's a dream
But u can try as her account is a salary ac u may get the pre approved offer wait for it.

 

[Raghav2006]

As of now it's a dream
But u can try as her account is a salary ac u may get the pre approved offer wait for it.

There was a preapproved offer a month or two ago for sapphiro, but she doesnt remeber if it was paid or free, it was dual varaint as well.