Upgrade BOB Select to Eterna

[Anirudh987]

I am using BOB Select for 4-5 months. I want to convert it to Eterna LTF. Can anyone tell how can I upgrade that?

 

[Cryptopsycho]

I am waiting for my premier card. I think I made a mistake by applying for premier. Should have applied for eterna directly as it was showing in my eligibility. If they issue a Rupay premier card , I’ll keep it. But if it’s visa, I’ll rather apply for upgrade to eterna. I hope the upgrade will be easier from premier to eterna.

surely if ur Annual income is above 12L... In my case it was hassle free. it just got a bit delayed as I was trying for LTF..... If u r ok with paid, u will get it without any issue!!

 

[BMR]

surely if ur Annual income is above 12L... In my case it was hassle free. it just got a bit delayed as I was trying for LTF..... If u r ok with paid, u will get it without any issue!!

It’s falling a little short than 12lac pa , but during the online application , it gave me the option to choose eterna too. Does it show eterna to everyone even if they are not eligible ?

 

[Cryptopsycho]

It’s falling a little short than 12lac pa , but during the online application , it gave me the option to choose eterna too. Does it show eterna to everyone even if they are not eligible ?

I wasn't given the eterna option though I am way beyond 12L limit! I think it varies from person to person

 

[BMR]

I see. So in my case , the upgrade should be easy I guess. I don’t know but just guessing.

Soon enough, they are going to launch the additional card feature , so applying for a new card should be easy too.

 

[jyotimanb]

Hey @hashiro7 ,
any further update on the upgradation process yet?
What is their turn around time! It is so irritating and annoying to wait this long!

 

[PavanPavan is verified member.]

One of closest friend application for eterna got rejected today his income way more than 12 ..Thin eterna is getting tougher @Batmanbaba

 

[jyotimanb]

One of closest friend application for eterna got rejected today his income way more than 12 ..Thin eterna is getting tougher @Batmanbaba

Aisa bhi hone laga kya! 🫡

What response did they give?

 

[PavanPavan is verified member.]

Aisa bhi hone laga kya! 🫡

What response did they give?

i have asked him for email he was reading "Internal policy..."

 

[Batmanbaba]

One of closest friend application for eterna got rejected today his income way more than 12 ..Thin eterna is getting tougher @Batmanbaba

Getting is hard... But they are upgrading easily... Yet to find who has not been upgraded... Its taking time... But they are upgrading even for less than 12 lakh itr...

Best way is to get any card and then upgrade than directly going for eterna

 

[hashiro7hashiro7 is verified member.]

Hey @hashiro7 ,
any further update on the upgradation process yet?
What is their turn around time! It is so irritating and annoying to wait this long!

[UPDATE on PREMIER LTF to ETERNA PAID]

please read the below thread from page: 8

Premier to Eterna Upgrade

I've recently emailed to eterna@bobfinancial.com for upgrading my Premier card to Eterna. They have asked me to do the process online but since I already hold 1 BOB card, there is no option to apply for 2nd card. How do I do it? Offline? or with conversions@bobfinancial.com. Conversions team...

www.technofino.in

I haven't got the card delivered but it's on the way and it's accepted, no communication from them.

 

[jyotimanb]

[UPDATE on PREMIER LTF to ETERNA PAID]

please read the below thread from page: 8

Premier to Eterna Upgrade

I've recently emailed to eterna@bobfinancial.com for upgrading my Premier card to Eterna. They have asked me to do the process online but since I already hold 1 BOB card, there is no option to apply for 2nd card. How do I do it? Offline? or with conversions@bobfinancial.com. Conversions team...

www.technofino.in

I haven't got the card delivered but it's on the way and it's accepted, no communication from them.

Oh, I missed that thread.
Thanks for the detailed update!

Not sure how long I would have to wait! 😑

 

[BigdeBigde is verified member.]

Here is the escalation matrix in case if someone wishes to escalate their case for BOB cards.

 

[sahil624]

Is there any cool down period if I close down my Premier card and apply for Eterna LTF fresh offline through branch?

 

[Sevendar@01]

surely if ur Annual income is above 12L... In my case it was hassle free. it just got a bit delayed as I was trying for LTF..... If u r ok with paid, u will get it without any issue!!

So you got LTF Eterna despite of having income of 12L, if yes then share the process of it

 

[Cryptopsycho]

So you got LTF Eterna despite of having income of 12L, if yes then share the process of it

no. I got paid only...

 

[naddy0711]

Expert opinion needed,

I am using a BOB Select card for last year with a limit of 50,000 only. I still have not got limit enhancement on this card tried contacting the customer care team through the mail and calling as well but they denied increasing the credit limit as I don't have an income document right now. I have ICICI Coral Card with a limit of Rs.4.6 Lakh an IDFC Wealth Card with a limit of Rs. 5 Lakh and many banks card I have with a limit of around 2-3 lakh.

Now I am planning to get a BOB Eterna card ( Paid or LTF) suggest to me what should i do.

1. Can I share My Higher Limit Card Statement for the limit enhancement and upgrade to eterna?
2. Should I close the BOB Select card and apply again with a Higher limit card basis?
3. If the closing card works to get a better variant card (Like Eterna), When i can reapply after closing this card?


Please help me with this I want this card anyways

 

[vaibhav111vaibhav111 is verified member.]

Expert opinion needed,

I am using a BOB Select card for last year with a limit of 50,000 only. I still have not got limit enhancement on this card tried contacting the customer care team through the mail and calling as well but they denied increasing the credit limit as I don't have an income document right now. I have ICICI Coral Card with a limit of Rs.4.6 Lakh an IDFC Wealth Card with a limit of Rs. 5 Lakh and many banks card I have with a limit of around 2-3 lakh.

Now I am planning to get a BOB Eterna card ( Paid or LTF) suggest to me what should i do.

1. Can I share My Higher Limit Card Statement for the limit enhancement and upgrade to eterna?
2. Should I close the BOB Select card and apply again with a Higher limit card basis?
3. If the closing card works to get a better variant card (Like Eterna), When i can reapply after closing this card?


Please help me with this I want this card anyways

First method won't work, bob for card upgrade need ITR or salary slip these two are income proof and creditcard statement isn't a income proof nor does bob will consider I have tried with 12.34 with my hdfc infinia and they said need ITR of 12 lakhs above with existing bob limit equal to 2 lakhs for paid eterna so first one won't work for sure

2. you can wait for others to reply and I do have bob select with 52k limit received 12 thousand LE 🤣 couple of weeks back. so for bob you need ITR or salary slip only for upgrade.

 

[MS R]

requested for upgrade to eterna this is the response i got - card 10m old