Upgrade Credit card

[Manu624]

Bob is GIVING me all cards except eterna credit card..... should I take there card and then is it possible for upgrade.... I don't have 12 lakh income

 

[moonsmart]

Okay
You can ask them for an upgrade anyway

Will there be any hard enquiry?

 

[V360V360 is verified member.]

Will there be any hard enquiry?

No hard enquiry, but income document is a must

 

[Batmanbaba]

I got LTF rupay Premier card in April with 1L limit, can I get Eterna paid variant by mailing to conversions team?

They will upgrade.... Just mail on conversions@bobfinancial.com......... Dont mail on eterna exclusive email... There they might ask documents.... Mail 2-3 times on conversions@bobfinancial.com..same message... You will surely get...

 

[BMR]

So I tried applying on Bob website for the card and I am getting premier as ltf , and eterna also but not Ltf.

So should I take the ltf premier and then try for the upgrade ?

 

[Batmanbaba]

So I tried applying on Bob website for the card and I am getting premier as ltf , and eterna also but not Ltf.

So should I take the ltf premier and then try for the upgrade ?

Yes take premier... And wait for eterna ltf... They will surely offer it in near future

 

[BMR]

Yeah. Infact 4 months ago, I used to receive sms from them to avail eterna as ltf but I ignored all their messages. I didn’t know what eterna is , and that too a public sector bank. But after reading about it here in community discussions , I got to know the benefits.

 

[BMR]

Question : Is eterna offered on Rupay network too ?

 

[Batmanbaba]

Yeah. Infact 4 months ago, I used to receive sms from them to avail eterna as ltf but I ignored all their messages. I didn’t know what eterna is , and that too a public sector bank. But after reading about it here in community discussions , I got to know the benefits.

Do you have that sms... Can u message me or post here

 

[Batmanbaba]

Question : Is eterna offered on Rupay network too ?

No... Only on mastercard and visa

 

[BMR]

Do you have that sms... Can u message me or post here

No I deleted it. It said something like : Apply for a limited time for Bob eterna card as lifetime free… and then the link.

 

[BMR]

No... Only on mastercard and visa

Ok so I just applied for the premier version online. I must have received atleast 25 sms that my application is under process. Seriously some technical glitch in their system.

Off topic : is it safe to share 6 months bank statements with credit card companies ? It didn’t give me any option to choose ITR or card to card…. Just upload bank statement.

 

[Batmanbaba]

Ok so I just applied for the premier version online. I must have received atleast 25 sms that my application is under process. Seriously some technical glitch in their system.

Off topic : is it safe to share 6 months bank statements with credit card companies ? It didn’t give me any option to choose ITR or card to card…. Just upload bank statement.

Yes... There is client data protection... And its a government bank.. So you can rely upon...

 

[BMR]

40 sms and emails received so far. And it’s going on sending more every 5 seconds. I am so doomed.

 

[BMR]

Your case seems to be exceptional

Do you have more than 30L ITR?

No. Much less and I do not meet their general eligibility criteria too for eterna.

I am 200 percent sure they were offering it to me as ltf 4 months ago via sms.

 

[BMR]

How many of you feel guilty after applying for a new credit card which you know wasn’t necessary but you got it anyway. I have those guilt feelings now 😃

 

[Alphabet]

• BOB
  • eterna@bobfinancial.com
  • cconline@bobfinancial.com
  • conversions@bobfinancial.com
  • crm@bobfinancial.com
  • rcard@bobfinancial.com
  • escalations@bobfinancial.com
  • 
    
  • crm1@bobfinancial.com

🙁 they are asking 30L ITR

 

[alphadark7]

View attachment 2720

🙁 they are asking 30L ITR

Why can't they reply me with similar email?

 

[Batmanbaba]

Why can't they reply me with similar email?

Its 30 lakh salary per annum... Better wait for ltf offer... Or they upfront offer u ltf... Someone got ltf sms on his phone from bob for eterna 3-4 months ago...

 

[BMR]

Its 30 lakh salary per annum... Better wait for ltf offer... Or they upfront offer u ltf... Someone got ltf sms on his phone from bob for eterna 3-4 months ago...

yes @Batmanbaba that was me 🙂

 

[alphadark7]

You didn't ask for criteria of LTF Eterna

Fair point
Waiting for their revert