Regalia Gold Upgrade from HDFC Regalia Gold to DCB

[kirikumar47]

I got upgraded from Regalia First (LTF) to Regalia Gold (FYF) earlier this year (March'24), have spent close to 2 lakhs as of June

I emailed bank if there is a chance for Infinia, which obviously they declined and on the same email I requested if they could "atleast" convert my card to LTF and my wish was granted

Now the card is LTF.

Since the card is LTF , I have spent another 4 lakhs (not great rewards in comparison to Diners Club black (PVC or Metal) or Infinia)

These are necessary spends and nothing forced

TLDR -- so far spent 6 lakhs and might spend another 2 before end of this year. What are my chances getting DCB plastic or Metal? Will I get an upgrade in net banking portal or do I have to reach out to someone?

Current cash limit -- 6.94 Lakhs INR

I want to hear from people who have successfully Upgraded to DCB or Infinia?

 

[TheCoinCollector]

I have heard that even if you have Regalia Gold + spend criteria is met, if you have a cobranded card like Tata Neu, HDFC doesnt give DCB.
Anyone can clarify what is the current criteria for HDFC for different cards.
tnx

 

[kirikumar47]

Did they agree for DCB paid or LTF

Paid or LTF will be a secondary decision, while first being whether to give me this DCB or not

They asked for Income proof etc, but I am pushing this upgrade based on my CC spends in last 6 months

 

[Dazzwilliams]

Paid or LTF will be a secondary decision, while first being whether to give me this DCB or not

They asked for Income proof etc, but I am pushing this upgrade based on my CC spends in last 6 months

Mostly you'll get paid DCB.
These days SPENDS is the only criteria for super premium cards of HDFC. Income deviations possible if spends are very high

 

[kirikumar47]

Mostly you'll get paid DCB.
These days SPENDS is the only criteria for super premium cards of HDFC. Income deviations possible if spends are very high

What are the Odds to make it DCB LTF? All my cards are LTF haha