Infinia Upgrade Suggestion on HDFC Infinia

[aj204~]

Hey guys, need your thoughts on something I have not been able to figure out myself for the last month or so. I have 2 HDFC cards - with a shared limit of 9.5L.

DCB LTF
Bonvoy Paid

Now in last 6 months I have spent - 12L+ on both DCB and Bonvoy card individually. I have been thinking about asking for an upgrade to Infinia through PNO channel. Where I need you suggestions -
1) Should I upgrade DCB, if I do LTF goes away forever and since DCB is almost 90% similar to Infinia imho, so bit reluctant here
2) Should I ask for upgrade against Bonvoy Card - will HDFC even consider upgrading a co-branded card for Infinia upgrade?
3) Problem here is that this I expect this card to help me maintain Titanium status with Marriott and the anniversary month (and 10 nights credit) for this card is October. So I will be reapplying for this card after this upgrade - not sure if that will go through either?

PS1. I dont qualify for Infinia on salary criteria.
PS2. Most of my usual spends go to Axis M4B, Atlas, so incase I do get an infinia I plan to use it for excluded categories and Apay gift cards

 

[drsel]

Co branded card cannot be upgraded

 

[theflash]

Co branded card cannot be upgraded

I read a thread someone got Millennia from TN+... Maybe it's worth a shot trying. Might not work for Infinia not sure....

 

[akiratoriyama]

Try to convince them to upgrade dcb. Seems very difficult but there's no point upgrading the DCB LTF. I remember there's someone on this forum with 2 infinias too so this should be possible too.

 

[blew]

I was in a similar position with DCB and Tata Neu infinity, both LTF. They were inclined to give infinia by upgrading DCB april last year. I escalated as much as I could to either get Infinia as an add on card or upgrade Neu.
They said no and even said they'll not reply anymore for this request.

I decided not to upgrade because I valued DCB LTF over infinia fyf (not anymore though).

I spent a lot on both cards in next 5-6 months (9-10L on each) and emailed again for infinia ltf. This time they replied that I'm eligible for infinia fyf and in consent email asked me to enter the card number I want to upgrade. I wrote tata neu and got an infinia.

It has been super useful and I've been reaching smartbuy limits very often for infinia and need dcb as well so a good combination 🙂

 

[abhiaj98]

Co branded card cannot be upgraded

Wait no. I have seen posts of people upgrading Tata Neu Infinity to Infinia.

 

[aj204~]

I was in a similar position with DCB and Tata Neu infinity, both LTF. They were inclined to give infinia by upgrading DCB april last year. I escalated as much as I could to either get Infinia as an add on card or upgrade Neu.
They said no and even said they'll not reply anymore for this request.

I decided not to upgrade because I valued DCB LTF over infinia fyf (not anymore though).

I spent a lot on both cards in next 5-6 months (9-10L on each) and emailed again for infinia ltf. This time they replied that I'm eligible for infinia fyf and in consent email asked me to enter the card number I want to upgrade. I wrote tata neu and got an infinia.

It has been super useful and I've been reaching smartbuy limits very often for infinia and need dcb as well so a good combination 🙂

That looks like a hack and a half... I should try it. You went through Priority Redressal for this?

 

[blew]

That looks like a hack and a half... I should try it. You went through Priority Redressal for this?

Yeah, I got mine upgraded through priority readdressal or grievance readdressal (the first level itself).

No harm in trying. I mentioned my complete relationship with HDFC like owning this and this card and having a salary account with imperia banking etc.
In the consent email they ask for card variant you want and I misunderstood as the card variant I want to be upgraded. I wrote Tata Neu infinity so they were fully aware and I didn't try to hide anything.

Probably they were fine since I spent a shit ton of amount on infinity as well. In some other thread, a guy mentioned having 2 infinia as well by upgrading diners based on spend criteria.

 

[Avatar Aang]

I was in a similar position with DCB and Tata Neu infinity, both LTF. They were inclined to give infinia by upgrading DCB april last year. I escalated as much as I could to either get Infinia as an add on card or upgrade Neu.
They said no and even said they'll not reply anymore for this request.

I decided not to upgrade because I valued DCB LTF over infinia fyf (not anymore though).

I spent a lot on both cards in next 5-6 months (9-10L on each) and emailed again for infinia ltf. This time they replied that I'm eligible for infinia fyf and in consent email asked me to enter the card number I want to upgrade. I wrote tata neu and got an infinia.

It has been super useful and I've been reaching smartbuy limits very often for infinia and need dcb as well so a good combination 🙂

Damn this was the way. I begged them to upgrade my marriott Bonvoy to Infinia and let me keep the DCB. At last I upgraded the DCB. Not regretting it but Infinia+DCB LTF would have been a better choice any day.

 

[aj204~]

What do you guys think about re-applying for Bonvoy. I had a horror experience when I closed and tried to apply for Tata Neu Infinity as LTF. They simply did not apply me to do it online and the webapp kept showing the old card details greyed out - even after raising to PNO - I still am not able to re-apply/re-activate my old card

 

[mojo_jojo123]

I was in a similar position with DCB and Tata Neu infinity, both LTF. They were inclined to give infinia by upgrading DCB april last year. I escalated as much as I could to either get Infinia as an add on card or upgrade Neu.
They said no and even said they'll not reply anymore for this request.

I decided not to upgrade because I valued DCB LTF over infinia fyf (not anymore though).

I spent a lot on both cards in next 5-6 months (9-10L on each) and emailed again for infinia ltf. This time they replied that I'm eligible for infinia fyf and in consent email asked me to enter the card number I want to upgrade. I wrote tata neu and got an infinia.

It has been super useful and I've been reaching smartbuy limits very often for infinia and need dcb as well so a good combination 🙂

so you have Infinia FYF and DCB LTF ?

 

[elite34700]

Hey guys, need your thoughts on something I have not been able to figure out myself for the last month or so. I have 2 HDFC cards - with a shared limit of 9.5L.

DCB LTF
Bonvoy Paid

Now in last 6 months I have spent - 12L+ on both DCB and Bonvoy card individually. I have been thinking about asking for an upgrade to Infinia through PNO channel. Where I need you suggestions -
1) Should I upgrade DCB, if I do LTF goes away forever and since DCB is almost 90% similar to Infinia imho, so bit reluctant here
2) Should I ask for upgrade against Bonvoy Card - will HDFC even consider upgrading a co-branded card for Infinia upgrade?
3) Problem here is that this I expect this card to help me maintain Titanium status with Marriott and the anniversary month (and 10 nights credit) for this card is October. So I will be reapplying for this card after this upgrade - not sure if that will go through either?

PS1. I dont qualify for Infinia on salary criteria.
PS2. Most of my usual spends go to Axis M4B, Atlas, so incase I do get an infinia I plan to use it for excluded categories and Apay gift cards

Get Bonvoy upgraded , wait for 3 months and you’ll get it again as a floater . As such they’re number hungry for diners platform cards but make sure your RM gets the product approval for upgrade.

 

[blew]

so you have Infinia FYF and DCB LTF ?

Yeah, I have.

 

[mojo_jojo123]

Yeah, I have.

is spending on floater card mandatory ?

 

[Fini7777]

Hey guys, need your thoughts on something I have not been able to figure out myself for the last month or so. I have 2 HDFC cards - with a shared limit of 9.5L.

DCB LTF
Bonvoy Paid

Now in last 6 months I have spent - 12L+ on both DCB and Bonvoy card individually. I have been thinking about asking for an upgrade to Infinia through PNO channel. Where I need you suggestions -
1) Should I upgrade DCB, if I do LTF goes away forever and since DCB is almost 90% similar to Infinia imho, so bit reluctant here
2) Should I ask for upgrade against Bonvoy Card - will HDFC even consider upgrading a co-branded card for Infinia upgrade?
3) Problem here is that this I expect this card to help me maintain Titanium status with Marriott and the anniversary month (and 10 nights credit) for this card is October. So I will be reapplying for this card after this upgrade - not sure if that will go through either?

PS1. I dont qualify for Infinia on salary criteria.
PS2. Most of my usual spends go to Axis M4B, Atlas, so incase I do get an infinia I plan to use it for excluded categories and Apay gift cards

Firstly, think if u really need Infinia after holding DCB, m4b and atlas

If u really need it u can upgrade ur Bonvoy to Infinia but as u already hold DCB LTF chances of getting INFINIA is 1%, they usually don't provide two core cards

I don't know ur spending pattern but AFAIK, DCB is almost similar to Infinia except for some acceptance issues

 

[senasenthil]

Yeah, I got mine upgraded through priority readdressal or grievance readdressal (the first level itself).

No harm in trying. I mentioned my complete relationship with HDFC like owning this and this card and having a salary account with imperia banking etc.
In the consent email they ask for card variant you want and I misunderstood as the card variant I want to be upgraded. I wrote Tata Neu infinity so they were fully aware and I didn't try to hide anything.

Probably they were fine since I spent a shit ton of amount on infinity as well. In some other thread, a guy mentioned having 2 infinia as well by upgrading diners based on spend criteria.

Could you please indicate where your Tata Neu Infinity spends?

 

[blew]

is spending on floater card mandatory ?

I guess so. They denied the same upgrade 6 months back without tata neu spends.

Could you please indicate where your Tata Neu Infinity spends?

In major expenses: ~4L on tanishq and ~10-12L on UPI. We bought an apartment and the builder was only accepting UPI or RTGS Bank transfers. However, their upi is enabled for cc transactions.

 

[aj204~]

Firstly, think if u really need Infinia after holding DCB, m4b and atlas

If u really need it u can upgrade ur Bonvoy to Infinia but as u already hold DCB LTF chances of getting INFINIA is 1%, they usually don't provide two core cards

I don't know ur spending pattern but AFAIK, DCB is almost similar to Infinia except for some acceptance issues

You are right. I should have made my use-case clear in the original post.

Broadly speaking, DCB does match upto Infinia in terms of feature set (barring gift card multiplier / acceptance). My main reason here is that I want a no nonsense card which can be given as an add-on for my father/sister with a decent reward rate across categories & lounge access . I have tried to give DCB as an add-on but none of the smaller stores (usually where girls go bargain shopping or smaller merchants) do not accept diners.

Axis does not process add-on cards for reasons only known to them - so Infinia seems like a worthwhile alternative that'll accumulate decent reward rate.