Wait time for 2nd credit card

[Sai Ganesh]

Can someone please let me know the wait time to apply for 2nd credit card from Indusind bank ?

Any hack to get Legend card as LTF without any joining fees ?

 

[4uziaul]

Can someone please let me know the wait time to apply for 2nd credit card from Indusind bank ?

You can choose to hold either one card or two cards, but the total credit limit will be divided between the two cards. Additionally, your combined limit must be above 1.5L. If you intend to upgrade, please note that the upgrade can be requested immediately, as there is no cooling-off period.

 

[pprakash11]

You can't get 2nd as sole.
While they issue 2nd card on Split Limit basis.

Can someone please let me know the wait time to apply for 2nd credit card from Indusind bank ?

Any hack to get Legend card as LTF without any joining fees ?

 

[pprakash11]

But IndusInd ka 2nd card kya chaiye ?

 

[4uziaul]

But IndusInd ka 2nd card kya chaiye ?

EazyDiner hi milta hai aur ek hai koi co-branded card hi hai flight wala

 

[pprakash11]

EazyDiner hi milta hai aur ek hai koi co-branded card hi hai flight wala

Vistara Explorer

 

[Akashn]

Can someone please let me know the wait time to apply for 2nd credit card from Indusind bank ?

Any hack to get Legend card as LTF without any joining fees ?

Legend is ltf no? I see that banner everyday in forum

 

[4uziaul]

Legend is ltf no? I see that banner everyday in forum

Correct

 

[Stargod]

Can someone please let me know the wait time to apply for 2nd credit card from Indusind bank ?

Any hack to get Legend card as LTF without any joining fees ?

Yes LTF

 

[Sai Ganesh]

Yes LTF

Yes the card is LTF only, but with a twist see below .

While i try to upgrade through phone banking , they are asking me to pay 1 time joining fees of 5000 + GST = 5900 , which i get 3500 rupees worth Amazon Voucher.

So Extra i have to pay 2400 which i am not interested , then its LTF.

Also i dont have any issue with merging of limits as i already hold a card which is more than 1.5 Lakh limit.

If we apply on online , does it comes with without joining fees ? If so can someone pls send me the link or banner which you have said .

 

[Akashn]

Yes the card is LTF only, but with a twist see below .

While i try to upgrade through phone banking , they are asking me to pay 1 time joining fees of 5000 + GST = 5900 , which i get 3500 rupees worth Amazon Voucher.

So Extra i have to pay 2400 which i am not interested , then its LTF.

Also i dont have any issue with merging of limits as i already hold a card which is more than 1.5 Lakh limit.

If we apply on online , does it comes with without joining fees ? If so can someone pls send me the link or banner which you have said .

Apply from cashkaro. You will get 1500 cashback

 

[4uziaul]

Yes the card is LTF only, but with a twist see below .

While i try to upgrade through phone banking , they are asking me to pay 1 time joining fees of 5000 + GST = 5900 , which i get 3500 rupees worth Amazon Voucher.

So Extra i have to pay 2400 which i am not interested , then its LTF.

Also i dont have any issue with merging of limits as i already hold a card which is more than 1.5 Lakh limit.

If we apply on online , does it comes with without joining fees ? If so can someone pls send me the link or banner which you have said .

If you apply online, it will be rejected since you already hold a credit card. You have to email them at priority.care@indusind.com or socialm@indusind.com and provide consent for the second card while requesting to split your credit card limit.

 

[Sai Ganesh]

If you apply online, it will be rejected since you already hold a credit card. You have to email them at priority.care@indusind.com or socialm@indusind.com and provide consent for the second card while requesting to split your credit card limit.

Oh ok bro thanks for your message. Will try to implement the same.

 

[Sai Ganesh]

If you apply online, it will be rejected since you already hold a credit card. You have to email them at priority.care@indusind.com or socialm@indusind.com and provide consent for the second card while requesting to split your credit card limit.

In case of this , is there any time i have to wait to request for 2nd card by merging the limits ?

 

[4uziaul]

In case of this , is there any time i have to wait to request for 2nd card by merging the limits ?

You can request immediately, but please keep in mind that you are not merging the limit, but rather splitting it between the two cards.

 

[Sai Ganesh]

Oh so you mean if i have 4 Lakhs limit , it will be splitted into 2 L as 1 card , then 2L as 2nd card ?

Am i right bro ?

 

[4uziaul]

Oh so you mean if i have 4 Lakhs limit , it will be splitted into 2 L as 1 card , then 2L as 2nd card ?

Am i right bro ?

Correct

 

[Sai Ganesh]

Ok bro thank you so much , I am gonna request for Legend to split up my limits , not sure whether they will give without any joining fees .

Anyway no harm in trying ?

Bro 1 more doubt , even if I ask to split my limits , will they do cibil enquiry if i ask for 2nd card on mail ?

 

[4uziaul]

Ok bro thank you so much , I am gonna request for Legend to split up my limits , not sure whether they will give without any joining fees .

Anyway no harm in trying ?

Bro 1 more doubt , even if I ask to split my limits , will they do cibil enquiry if i ask for 2nd card on mail ?

I don't think so, but since I have never personally used this option, I would appreciate it if others could confirm the same.

 

[Sai Ganesh]

Ok bro sure thanks for your guidance.