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want IDFC credit card other than WOW.. ANY trick??
- Thread starter KingAAR
- Start date
offline IDFC do not provide CC, only online if it changed recently then I'm not aware.
They do provide I opened an account with them they assured a wealth cc within month.
that wealth a/c you have opened, someone who is 19th yr old, might not have 10 lakhs to open a premium saving a/c and as per i know IDFC cc and IDFC account have no connection whatsoever , people holding wealth having lower variant card cause idfc fault though.
Actually the trick is to pre negotiate and I negotiated with a 5L for 20 days and they'd upgrade my account and BM assured that he'd get wealth cc by hook or by crook.
Dreamgrill
TF Buzz
So you've gotten a wealth account at 5L for 20 days, and would be getting a wealth cc to go along with it?
Yes bro, The BM assured me to keep 5L for 20 days and after that I can keep 25k average and it will remain wealth Account for life plus the wealth cc obviously
Yes bro mine is a tier 3 city+ new branch and the RM is a very good guy if you guys want you can open the account in that branch ( I can give his number ) for wealth account and wealth CC
Bathinda Punjab. My friend from Delhi also opened the account. RM asked him to drop a cheque at delhi branch and everything else was processed by him.
Here's what I think how it works, I may be wrong so you can correct me. you can open an account at IDFC for any account variant you like based on the initial funding and then keep it for some time, then withdraw and maintain 25k thereafter. While you have a premium account you get all the premium debit and credit cards, but once you withdraw the amount, your account variant changes to normal (25k) variant but one never comes to know of it because IDFC Bank does not offer any significant difference in normal or premium accounts. Because they have already given you the cards, they do not take it back and you can continue to use them, that's the only benefit. Else the account I guess functions as a normal account not a premium account.
We can get a wealth debit card which is on visa infinite platform and the BM assured that account would never be degraded.
Dreamgrill
TF Buzz
I'd like to know more about this too.
My two cents : idfc requires you to keep the MAB as per the account opening TnC(let's assume it's X) Once upgraded, as long as you keep above X, you're fine. There's no degradation as such as long as X is maintained.
Now this X can be 10k, 25k or 0
It actually remains the premium account as the theme doesn't change as well.
As long as you have the premium debit and credit cards, there doesn't seem to be any other differentiation for the account features, so you being able to hold the cards itself means account is not degraded. However, technically I think it is but it doesn't matter because no other benefit.
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