Want Suggestions About HDFC Bank Credit Card

[BankExpertIndia]

Dear Community Members

My Mother Is Having A HDFC Credit Card With 43K Limit…. And She Has SBI Club Vistara With 1L Limit.

So When I Visited The Branch Today… My RM Gave Me The Few Solutions

1. Wait For The Pre-Approved Offer
2. Apply For C2C For Millennia… And Cancel The Old EasyEMI

So Card Experts @TechnoFino @fatehbajwa @souvikdey2002 @Subhankar @anirbanm

Please Do Suggest Me What Should I Do?

 

[TechnoFinoTechnoFino is verified member.]

if you spend a lot - wait for pre approve LE/upgrade offer
if you use your mom's card occasionally, then cancel it and apply c2c for millennia

 

[souvikdey2002]

if you spend a lot - wait for pre approve LE/upgrade offer
if you use your mom's card occasionally, then cancel it and apply c2c for millennia

Yes best suggestion.

 

[BankExpertIndia]

if you spend a lot - wait for pre approve LE/upgrade offer
if you use your mom's card occasionally, then cancel it and apply c2c for millennia

I Can’t Spend More Than ₹9999 From This Card. Even When If I Want To.

So Will Cancel This Card And And Apply C2C Millenia.

@TechnoFino Sir If I Apply C2C. I Would Be Able To Get Card Upgrade Offer & Credit Limit Increase Offer In Future Like Regalia…?

 

[TechnoFinoTechnoFino is verified member.]

I Can’t Spend More Than ₹9999 From This Card. Even When If I Want To.

So Will Cancel This Card And And Apply C2C Millenia.

@TechnoFino Sir If I Apply C2C. I Would Be Able To Get Card Upgrade Offer & Credit Limit Increase Offer In Future Like Regalia…?

yes... get card on c2c basis

 

[BankExpertIndia]

yes... get card on c2c basis

Will The C2C Get The Limit Increase Offer In Future… Or It Will Stay With The Same 1L Limit

 

[TechnoFinoTechnoFino is verified member.]

Will The C2C Get The Limit Increase Offer In Future… Or It Will Stay With The Same 1L Limit

LE offer depends on many factors...

 

[Bingo]

LE offer depends on many factors...

Will you elaborate on that