What are the chances of approval of Axis Ace card (Google Pay)

[bibak]

I got the official banner but my cibil is 725 last two years my payments is 100% ..

Last month I got Pre Approved RBL bank Bajaj Finserv super card 35000 limit..

Today I got official banner on Google pay but my cibil is 725 should I apply??

I am attaching the CIBIL and offer below 👇

 

[Rohith-2009]

I have 13 late payments in cibil that's is back in 2017 -3.
2019-6
2021-2
2022_ 1

Okay. We can't predict the bank's decision. If you're confused, better don't apply

 

[bibak]

Okay. We can't predict the bank's decision. If you're confused, better don't apply

Actually I am not confused but I don't want rejection that's the main reason I am confirming before applying.. by the way thanks for replying 🙂.

 

[Rohith-2009]

Actually I am not confused but I don't want rejection that's the main reason I am confirming before applying.. by the way thanks for replying 🙂.

I agree but we can't predict any bank. Icici has not approved my platinum credit card application twice but when I applied for Amazon pay icici credit card, they approved it. So we never know

 

[bibak]

Finally got sbi simply save rupay card approved with 72k limit.. as Pre Approved offers.. currently cibil is 743.

 

[SSV]

Finally got sbi simply save rupay card approved with 72k limit.. as Pre Approved offers.. currently cibil is 743.

Very good, slowly climbing back on the CIBIL ladder.. try not to register another late payment. atleast pay the minimum due... All the best

 

[thespy12]

Finally got sbi simply save rupay card approved with 72k limit.. as Pre Approved offers.. currently cibil is 743.

Income proof bhi manga tha kya ? I mean C2C pe milta h kya SBI card

 

[Rohith-2009]

Very good, slowly climbing back on the CIBIL ladder.. try not to register another late payment. atleast pay the minimum due... All the best

Ssv is going through all threads and posting. All I can see is that his replies on all threads

 

[bibak]

Income proof bhi manga tha kya ? I mean C2C pe milta h kya SBI card

It was Pre Approved without income proof Bank called me

 

[SSV]

Ssv is going through all threads and posting. All I can see is that his replies on all threads

Yessss... sirrr...
I am going thru ACE threads and encouraging the good behaviour...

 

[4uziaul]

Yessss... sirrr...
I am going thru ACE threads and encouraging the good behaviour...

By the time you implement those things, you will already start seeing pre-approved cards on your app. 😁

 

[SSV]

😉 😉By the time you implement those things, you will already start seeing pre-approved cards on your app. 😁

Okay, guruji ...I will wait for the pre approved offer.
Or implementing the other strategy is actually "doing nothing" from that other thread, which is not that difficult I suppose...
.

 

[4uziaul]

Okay, guruji ...I will wait for the pre approved offer.
Or implementing the other strategy is actually "doing nothing" from that other thread, which is not that difficult I suppose...
.

I guess there's no harm in trying. I opened a Liberty Savings account just a week before you did, and I already have around 12-13 cards showing as pre-approved, including the Ace Card.

 

[SSV]

I guess there's no harm in trying. I opened a Liberty Savings account just a week before you did, and I already have around 12-13 cards showing as pre-approved, including the Ace Card.

Excellent.. Will wait then

 

[SSV]

I guess there's no harm in trying. I opened a Liberty Savings account just a week before you did, and I already have around 12-13 cards showing as pre-approved, including the Ace Card.

I thought we need to wait for 3 or 6 months as suggested by you previously

 

[4uziaul]

I thought we need to wait for 3 or 6 months as suggested by you previously

This only proves anything is possible in banking world. 😂

 

[SSV]

This only proves anything is possible in banking world. 😂

Very good..My CL is only 2.25 L.
Let's see when I will get these offers.
Do you actively use AXis cc?
I rarely use my privilege cc for the last two months and it is 6 months old and has total spends of more than 2.7 lakhs

 

[SSV]

and closed my 9 month old FK card recently with about 1 2 L spends on it

 

[4uziaul]

Very good..My CL is only 2.25 L.
Let's see when I will get these offers.
Do you actively use AXis cc?
I rarely use my privilege cc for the last two months and it is 6 months old and has total spends of more than 2.7 lakhs

I received my card towards the end of May and began using it in June. I've been using it intermittently since then, except for July when my spending was quite substantial. One thing to consider is that I have the Mongoose Card. 🤣 Perhaps that could be the differentiating factor.

 

[sam0001]

I received my card towards the end of May and began using it in June. I've been using it intermittently since then, except for July when my spending was quite substantial. One thing to consider is that I have the Mongoose Card. 🤣 Perhaps that could be the differentiating factor.

Mongoose card?
You got Airtel axis or still trying?

 

[4uziaul]

Mongoose card?
You got Airtel axis or still trying?

I am finally famous! 🤣

Still trying. 😂