What are the finance charges for amount under 100?

[Pankhuri]

My friend made some calculation error and ended up paying 80 rupees less than the due amount on her simplysave credit card. Today she received next statement and got 4.5k worth of finance charges. She contacted CC but they said that since the statement was generated on 20th, 24hrs haven't passed so they can't raise the request for reversal of these charges. She was advised to call tomorrow. So wanted to know what are RBI guidelines regarding such small payment dues? Her total bill was over 50k.

 

[rajcasio]

Have an HDFC account.

- Login and pay the remaining amount or total dues
If not,

- Pay using billdesk

or choose from below options:

View attachment 95639

As i mentioned above i've paid through BILLDESK. Payment still not reflecting in app. Will it take 2-3 days to settle?

 

[panu24]

As i mentioned above i've paid through BILLDESK. Payment still not reflecting in app. Will it take 2-3 days to settle?

Yes. Billdesk payments take 2 to 3 days to reflect in your credit card account.