Pls 🙏🏻 answer my queries but pls keep in mind i ONLY want CC for Flipkart/Amazon sale discounts and not interested in reward points , cashback etc but fully interested in getting card LTF any variant is fine for me as long as it gives sale discounts, i can wait for 5-10 years for getting pre-approved offers.
1. What are the chances for Getting pre approved credit card by opening Regular savings account in HDFC ?
2. Chances for Getting that CC life time free ?
3. On what parameters it depends ? apart from CIBIL score ?
4. New account holders r given more preference or old account holders get better offers ?
5. I don't have any CC yet , so no CIBIL score generated , what is preferred: opening account now or after my CIBIL has been generated ?
6. Is it worth using HDFC & maintaing 10k for tech savvy person just in the hope of getting CC later on in life (not in hurry to get CC just now)?
7. Can we get HDFC any CC LTF without having savings account any possibility? What abt getting CC without account but not LTF ?
More queries but less imp (I will be thankful if u ans) :
8. Without debit card can this account be used perfectly after initial net banking and fund transfer setup ? (I mean in ICICI debit card grid is required ALWAYS for many authentications)
9. Branch experience with HDFC ?
10. Can communication address be changed after account is opened ONLINE or through branch using rent agreement or something else ?
11. Chances of HDFC freezing account based on many Debit UPI transactions ?(Like IDFC) OR heavy credit transaction but in accordance with income.
Thanx in advance for any replies or insights 🙏🏻🙏🏻
1. What are the chances for Getting pre approved credit card by opening Regular savings account in HDFC ?
2. Chances for Getting that CC life time free ?
3. On what parameters it depends ? apart from CIBIL score ?
4. New account holders r given more preference or old account holders get better offers ?
5. I don't have any CC yet , so no CIBIL score generated , what is preferred: opening account now or after my CIBIL has been generated ?
6. Is it worth using HDFC & maintaing 10k for tech savvy person just in the hope of getting CC later on in life (not in hurry to get CC just now)?
7. Can we get HDFC any CC LTF without having savings account any possibility? What abt getting CC without account but not LTF ?
More queries but less imp (I will be thankful if u ans) :
8. Without debit card can this account be used perfectly after initial net banking and fund transfer setup ? (I mean in ICICI debit card grid is required ALWAYS for many authentications)
9. Branch experience with HDFC ?
10. Can communication address be changed after account is opened ONLINE or through branch using rent agreement or something else ?
11. Chances of HDFC freezing account based on many Debit UPI transactions ?(Like IDFC) OR heavy credit transaction but in accordance with income.
Thanx in advance for any replies or insights 🙏🏻🙏🏻
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