What is the difference between Regalia, Regalia First and Regalia Gold

[Dharm]

I have HDFC Regalia from 3 years,

Now Regalia Gold also available, and one more variant also available , if I am not wrong that was Regalia first.

What is the difference of features between these 3?

I am having LTF regalia, should I go for other variant, if they are superior and LTF available.

 

[knowbie]

Overall : Regalia First < Regalia < Regalia Gold

New card issuance seems to have stopped for Regalia First and Regalia. Offline might still be possible. Now only possible to apply online for Regalia Gold.

 

[Dharm]

What are differences in features of these cards?

Rewards system or anything else?

Is it beneficial to upgrade from LTF regalia to gold, what extra benifit I can get?

 

[cardio_guy]

Looking for the answer to the same question. Also, is there another 4th variant called Regalia Business?

 

[SpiesCan'tCatchMe]

Looking for the answer to the same question. Also, is there another 4th variant called Regalia Business?

Business is for self employed persons mainly

 

[aayusharyan]

Business is for self employed persons mainly

I hold Business Regalia. And interesting, it seems that they didn't devaluate that card.

 

[SpiesCan'tCatchMe]

I hold Business Regalia. And interesting, it seems that they didn't devaluate that card.

What business do you do sir?
Yeah ig business regalia escaped their scrutiny

 

[aayusharyan]

What business do you do sir?
Yeah ig business regalia escaped their scrutiny

When I got that card 2 years ago, I was still doing job, the agent applied as Self Employed, (he said it's better to do it that way, idk why). 🤷🏻‍♂️

 

[SpiesCan'tCatchMe]

When I got that card 2 years ago, I was still doing job, the agent applied as Self Employed, (he said it's better to do it that way, idk why). 🤷🏻‍♂️

Now you're stuck with business regalia for life I guess, as I've heard business cards get upgraded into business cards not the normal ones and vice versa

 

[aayusharyan]

Now you're stuck with business regalia for life I guess, as I've heard business cards get upgraded into business cards not the normal ones and vice versa

Yes, that's actually no problem because anyway I am no longer employed.
I have my own small Pvt. Ltd. so, it's okay ig. However, it's still linked to my Personal PAN, I want them to link to my business PAN, trying for that. Let's see.

 

[SpiesCan'tCatchMe]

Yes, that's actually no problem because anyway I am no longer employed.
I have my own small Pvt. Ltd. so, it's okay ig. However, it's still linked to my Personal PAN, I want them to link to my business PAN, trying for that. Let's see.

Good now In cc applications I can enter I work in your company and get all the cards 😂

 

[Abhishek012]

Business is for self employed persons mainly

What about HDFC bank Doctor's Regalia Credit Card ?

 

[SpiesCan'tCatchMe]

What about HDFC bank Doctor's Regalia Credit Card ?

Didn't bother to get a doctor's card despite being one 🤑

 

[aayusharyan]

Didn't bother to get a doctor's card despite being one 🤑

Why, is it that bad?

 

[SpiesCan'tCatchMe]

What about HDFC bank Doctor's Regalia Credit Card ?

I just read about it, the doctors regalia only gives you extra 20 lakhs for professional negligence that's it. Rest all is same as normal regalia