What is the failure rate of Jio-finance credit card bill payment?

[ujjwal2024]

Recently, I tried SBI-Unipay and out of 4 transaction, 3 got failed..Money got debited and not credited to CC...no customer support at all...it seems money will return but will take time,,
In this regard, my question is What is the failure rate of Jio-finance and how much time it takes to get the money refunded in account again?

 

[thewittypanda]

Jio Finance is still in beta stage. Since, it's a matter of Credit Card Bill Payments I would suggest to use established apps and pay the bills using UPI Bank Account and be stress free.

 

[ujjwal2024]

Jio Finance is still in beta stage. Since, it's a matter of Credit Card Bill Payments I would suggest to use established apps and pay the bills using UPI Bank Account and be stress free.

suggest 1-2 app

 

[thewittypanda]

suggest 1-2 app

Any UPI app - Amazon Pay, Google Pay, PhonePe, Tata Neu or even PayZapp. And I personally do not use the actual credit card bill payment section of these apps, as they some time take 2-3 days or even 4 days to credit the amount. I prefer to use the direct UPI route like for axis you can pay using VPA ID cc.91<your registered mobile number.<last 4 digits of card>@axisbank, similar for ICICI ccpay.<creditcardnumber>@icici etc etc and similar for other banks. The credit is instant and you're sure of your bill payments. For the credit card of the banks in which I hold savings account I directly pay it from there which also gets credited instantly.

So, may be you can think of the above ways to pay your bills instantly.

 

[ujjwal2024]

Any UPI app - Amazon Pay, Google Pay, PhonePe, Tata Neu or even PayZapp. And I personally do not use the actual credit card bill payment section of these apps, as they some time take 2-3 days or even 4 days to credit the amount. I prefer to use the direct UPI route like for axis you can pay using VPA ID cc.91<your registered mobile number.<last 4 digits of card>@axisbank, similar for ICICI ccpay.<creditcardnumber>@icici etc etc and similar for other banks. The credit is instant and you're sure of your bill payments. For the credit card of the banks in which I hold savings account I directly pay it from there which also gets credited instantly.

So, may be you can think of the above ways to pay your bills instantly.

I got it..that is what i was doing when I was only using amazon apay card and not following any forum,,,but in the last month I learnt about 1% cashback and I got 6 more cards..and surprisingly I have HDFC platinum DC for more than 1 year with me...never knew about it....
Anyway, now, the problem is arising to claim the 1%...as I think Google Pay, Phone Pay etc will not fetch 1% for HDFC DC...
But, ultimately if this type of failure happens too much, I will forgo 1% and get relaxed...

 

[Patil007]

Any UPI app - Amazon Pay, Google Pay, PhonePe, Tata Neu or even PayZapp. And I personally do not use the actual credit card bill payment section of these apps, as they some time take 2-3 days or even 4 days to credit the amount. I prefer to use the direct UPI route like for axis you can pay using VPA ID cc.91<your registered mobile number.<last 4 digits of card>@axisbank, similar for ICICI ccpay.<creditcardnumber>@icici etc etc and similar for other banks. The credit is instant and you're sure of your bill payments. For the credit card of the banks in which I hold savings account I directly pay it from there which also gets credited instantly.

So, may be you can think of the above ways to pay your bills instantly.

CRED is best in that case. Instant settlement.

 

[anandbb]

suggest 1-2 app

mobikwik 1% cashback instant settlement and no payment failure for me

 

[ujjwal2024]

mobikwik 1% cashback instant settlement and no payment failure for me

is it not for fullpay and upto Rs.50 only? that means if your total bill is below 5000, then only we will get 1%...

 

[Trust Me]

But, ultimately if this type of failure happens too much, I will forgo 1% and get relaxed...

In that case why not just pay by NEFT to your CC from your preferred bank account? No third party app required. Settles within a couple of hours. Haven't seen it fail.
.

 

[ujjwal2024]

In that case why not just pay by NEFT to your CC from your preferred bank account? No third party app required. Settles within a couple of hours. Haven't seen it fail.
.

yes, that is the safest and robust option if no 1% cashback is needed

 

[anandbb]

is it not for fullpay and upto Rs.50 only? that means if your total bill is below 5000, then only we will get 1%...

yes upto 50

 

[RAMESH BABU N]

Not happy with JioFinance App.

Out of 4 trxns, 3 failed.

I am sure it will be long time before I can trust this App.

 

[RajS]

For me, None of the transactions failed in Jio Fin app

 

[Shraaj]

Not happy with JioFinance App.

Out of 4 trxns, 3 failed.

I am sure it will be long time before I can trust this App.

use Canara Setu Website 99% uptime

 

[pmaditya]

I paid more than 4L through Jio Finance app and all them were succesful.