What is the spending/credit limit criteria to upgrade existing LEGEND card to any super premium Indusind Credit Card(like Pioneer Heritage, crest, Indulge, Pinnacle World etc)
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I would like to upgrade my Legend Card (5 Lakhs Limit) to Pioneer Heritage Metal CC. I am ready to pay fees for the upgrade. I have exclusive account. Contacted cc. They said its on invite basis only. Contact branch.. Visited nearest branch. The RM is insisting openng new account and investment to get card upgrade. Any suggestions.
Why are you looking for this card? Key points to note?I have spoken to another branch in bangalore. The BM is saying paid Mastercard metal heritage card has lounge access problems. He says if issued now. It Will not work. He is insisting to take paid Visa card. Anyone has experience in Mastercard metal heritage card lounge access. Or the the BM tell wrong info to take Visa card
It says free Pinnacle CC is complimentary with this account , then why we have to negotiate ?? And if we can retain Pinnacle CC as LTF even after closing the account , this is perhaps the best proposition by Indusind like ever !!Yes, for Pioneer they have strict criteria. But now in their new product 'Indus Grande' they are giving Prioneer Debit Card on paid basis (2999Rs). You can open an account on 5 lac funding and get https://www.indusind.com/in/en/personal/accounts/saving-account/indus-grande.html this account. Or you can surrogate it with health insurance, life insurance products. No CC Surrogate available in this for now.
Also you will get Free Pinnacle CC for whole family with this. Calculate the value and even if you close the account you will retain the benefits.
You have to negotiate Pioneer Credit Card along with that. Please see you got any luck. I have also opened Grande account yesterday. Lets work together to get more out of it.
50k vouchagram can be redeemed against an Amazon Pay gift card?Got luck today morning. Received this mail as an upgrade from Legend to IndusInd Indulge credit card with this offer. My question is, Indulge a Metal card and Is it worth the 50K one time joining fees??
@RewardsAlert @4uziaul @anirban.choudhury any suggestions?? As anyways paying this high fees Can I negotiate for any other metal cards??
You will get Pinnacle for free & you can Negotiate for other super premium cards.It says free Pinnacle CC is complimentary with this account , then why we have to negotiate ?? And if we can retain Pinnacle CC as LTF even after closing the account , this is perhaps the best proposition by Indusind like ever !!
No, They give Vouchagram general category vouchers.50k vouchagram can be redeemed against an Amazon Pay gift card?
I have indusind Select account (eligible for exclusive as well) with a legend card limit is 5.5 lacs.No, They give Vouchagram general category vouchers.
If you're receiving Pinnacle for free, then go for it; otherwise, it's not worth the hassle. Exclusive is only beneficial for the first-year free locker and the Zero Markup Fees Debit card.I have indusind Select account (eligible for exclusive as well) with a legend card limit is 5.5 lacs.
Should I go for exclusive with the pinnacle card?
I have 30k limit on Aura Edge. I think min 50k limit is required to upgrade to pinnacle credit card, is that correct? Any Ideas on how to get limit enhancement?Pro Tip: Visit the Branch. Keep good balance in savings account (or visit to open new account).
RM: Sir, we have good investment schemes.
You. Either go for any life insurance, health insurance or Mutual Fund. (If you have any requirement).
And then negotiate for super premium upgrade.
I have done Aura Edge to Pinnacle (Free) & Pinnacle to Vistara Card (10k). Using this method. Also, I spend significant amount on CC.
Min. 150K is requiredI have 30k limit on Aura Edge. I think min 50k limit is required to upgrade to pinnacle credit card, is that correct? Any Ideas on how to get limit enhancement?
I received free upgrade when my limit reached 1.5 lac +. So, you need to submit your income proof to Indus and get limit increased. Or call customer care and threaten them with closing the card due to low limit. Wish u luck!I have 30k limit on Aura Edge. I think min 50k limit is required to upgrade to pinnacle credit card, is that correct? Any Ideas on how to get limit enhancement?
I threatened to close my account and they closed it, retention team didnt give any offers. For fresh application, offline bank agent told me I need to wait one month and I will also take CIBIL hit. So I asked to reactivate, which they did immediately and sending a new card in 4 days.I received free upgrade when my limit reached 1.5 lac +. So, you need to submit your income proof to Indus and get limit increased. Or call customer care and threaten them with closing the card due to low limit. Wish u luck!
will there be any CIBIL hit if we request LE based on income proof?I received free upgrade when my limit reached 1.5 lac +. So, you need to submit your income proof to Indus and get limit increased. Or call customer care and threaten them with closing the card due to low limit. Wish u luck!
I also want to know.will there be any CIBIL hit if we request LE based on income proof?
Usually soft inquiry is done, it doesnt reflect on Cibil report.will there be any CIBIL hit if we request LE based on income proof?
Yes you can also apply for LE. Keep 6 months gap in each request.I also want to know.
Email customer care.I have lndusind legend with a limit of Rs.4.7 Lakhs. I want Pinnacle LTF. Any one please guide how can I get that?