What is your 💳 score?

[Credit Karma]

Share your credit score along with number of years since your first account opened (doesn't matter if it is closed currently)

Update March 2023

CIBIL - 738
Experian - 802
Equifax - 702
CRIF - 560

Credit History - 1.75 Years

 

[ashwinsid]

CIBIL - 801
Depth - 14 years
Cards - HDFC for 14 years (recently upgraded to DCB and have stopped using it as they do not want to give Infinia) + ICICI amazon Pay for 2 years
Loans - Home loan active.
Not missed a single payment on any card, loan in last 14+ years.

 

[anirbanm]

Cibil - 767, highest was 769
Experian - 863
CRIF - 723
Equifax - 725

Credit age - 2 years
First CC - 2021

 

[Rohit75]

MAX REACHED 795



Highest ever..

 

[theglobalinvestor]

897 infinia since 2010 paid in full every month.

Oh wait it just dropped by 3 points. Probably due to all my recent card applications. Amex, Magnus, sbi, Indus.

 

[Predator]

Experian is too liberal, I guess. Wish every bureau becomes like them

 

[ashwinkashwink is verified member.]

Experian is too liberal, I guess. Wish every bureau becomes like them

View attachment 5241

Are you expecting from CIBIL 😜

 

[Credit Karma]

Experian is too liberal, I guess. Wish every bureau becomes like them

View attachment 5241

Are you expecting from CIBIL 😜

If CIBIL had its way, they will make you suffer for those extra breathing you do when you run or exercise.

And it will take 6+ months to recover...😂😎

 

[Nana20]

cibil 757
credit history 9 years

 

[Credit Karma]

cibil 757
credit history 9 years

For your history CIBIL seems like stuck on lower side.

Does your report has any derogatory marks?

 

[Nana20]

For your history CIBIL seems like stuck on lower side.

Does your report has any derogatory marks?

showing late payments 3

 

[Credit Karma]

showing late payments 3

How many days late?

 

[Nana20]

How many days late?

under 30 days that too bank errors

 

[Credit Karma]

under 30 days that too bank errors

That explains the score drop

 

[Slayer]

CIBIL - 768
Credit History - 4 years
First CC - Mid 2021

CIBIL score increased by two points after 5 enquiries last month 🤣 🤣

 

[naviworks]

 

[Credit Karma]

CIBIL - 768
Credit History - 4 years
First CC - Mid 2021

CIBIL score increased by two points after 5 enquiries last month 🤣 🤣

That's strange, to say the least😂😂

 

[Rohit75]

That's strange, to say the least😂😂

After 4 hard enquiry. My score also increased to 795 this month.

 

[Credit Karma]

After 4 hard enquiry. My score also increased to 795 this month.

That's nuts 😂

 

[arjun697]

CIBIL - 805, Experian. 896 (Dropped by 4 last month).
First credit card from 2016. In between stopped using for 3-4 years but all those got updated as timely payments in green.

 

[krishc]

CIBIL - 805, Experian. 896 (Dropped by 4 last month).
First credit card from 2016. In between stopped using for 3-4 years but all those got updated as timely payments in green.

So you'd Experian score of 900 before 😮😮