What is your 💳 score?

[Credit Karma]

Share your credit score along with number of years since your first account opened (doesn't matter if it is closed currently)

Update March 2023

CIBIL - 738
Experian - 802
Equifax - 702
CRIF - 560

Credit History - 1.75 Years

 

[nik007rock]

759 CIBIL

 

[Tosh]

751 Cibil
869 Experian
693 CRiF
765 Equifax

2y 1m age, 5 cards but only 2 on reports so far.

 

[amit]

779, 9 CC, 6 year history

 

[SangEUD]

CIBIL 786

 

[gurbina]

Equifax 755 (11 months old, 7 accounts, 4 enquiries)
Experian 854 (11 months old, 6 accounts, 3 enquiries)
CIBIL 764 (4 months old, 1 account, no enquiries)
CRIF 727 (11 months old, 6 accounts, 4 enquiries)

What I found interesting is that only Equifax contains the most accurate and complete data.
CIBIL is basically missing all my data.

I had been told that most financial institutions rely on CIBIL scores and judging by only CIBIL missing my data, I'd pinpoint this issue on them. Can they actually fix all my pending credit history? This is probably detrimental in the long run.

 

[luckymurari]

CIBIL 809

10 Years as per CIBIL

 

[Sudarshan61]

CIBIL 809

10 Years as per CIBIL

Do you have HDFC CC?

 

[luckymurari]

Do you have HDFC CC?

Yes, DCB - paid

 

[souvikr]

Equifax 755 (11 months old, 7 accounts, 4 enquiries)
Experian 854 (11 months old, 6 accounts, 3 enquiries)
CIBIL 764 (4 months old, 1 account, no enquiries)
CRIF 727 (11 months old, 6 accounts, 4 enquiries)

What I found interesting is that only Equifax contains the most accurate and complete data.
CIBIL is basically missing all my data.

I had been told that most financial institutions rely on CIBIL scores and judging by only CIBIL missing my data, I'd pinpoint this issue on them. Can they actually fix all my pending credit history? This is probably detrimental in the long run.

You probably used different mobile number and/or email for different accounts. Thats where it all messed up.

 

[gurbina]

You probably used different mobile number and/or email for different accounts. Thats where it all messed up.

Not the case for me. Only the address differs in 2 accounts but email, mobile remains the same and moreover I can see my PAN number on the reports of all the bureaus. Also if I did why didn't any of the other bureaus also got messed up?

 

[deep@vie]

783,8 CCs,6.5yr history

 

[SiddharthR]

749 CIBIL, 4CCs, 4.5Y Credit history

 

[arghya555]

CIBI - 785 / CRIF - 792 / Equifax - 721 / Experian - 890

Never a late payment in the last 13-years.

However, no matter what I try, my CIBIL score never crosses 788. It goes to 788 and then magically drops to 783. Then goes up and again drops. All I have are credit cards, secured overdraft facilities and BNPLs.

 

[sachinvenga]

CRIF - 859
Cibil - 790
EXPERIAN - 833

 

[Deleted member 5552]

Latest score

 

[luckymurari]

Latest score View attachment 8865

Which app is this?

 

[H2O]

Which app is this?

One score.

 

[Deleted member 5552]

Which app is this?

You can refresh Cibil and Experian score every month with free of cost with One Score app. You can easily get pre approved offer of "OneCard credit card

 

[pushkarbang]

Mine cibil 800, 6 years credit history and bought 6-7 cards this year, prior to that only 1 card

 

[luckymurari]

You can refresh Cibil and Experian score every month with free of cost with One Score app. You can easily get pre approved offer of "OneCard credit card

Ohh Thanks will try it. So far was doing it via Wishfin.