What is your current credit mix you are maintaining and is this mix helping you to maintain a good credit score?

[cardy]

Credit mix discussion

 

[hedgehog2122]

1 HL CLOSED
1 CAR LOAN CLOSED

1 HL ACTIVE
12 CC ACTIVE

CIBIL AROUND 808, 13 YRS CREDIT HISTORY

 

[hender]

1 C.C. only

 

[Fini7777]

13 CC closed
12 CC Active

 

[Mr. BeanMr. Bean is verified member.]

Only CC. Out of 5, 1 secured. No improvement in score, yet, after 2 months in credit history. Probably, I will wait for a year and see if it helps to improve the score beyond 800. Currently, 790+ in CIBIL.

13 CC closed
12 CC Active

Ok, and your CIBIL score is...?

 

[Fini7777]

Only CC. Out of 5, 1 secured. No improvement in score, yet, after 2 months in credit history. Probably, I will wait for a year and see if it helps to improve the score beyond 800. Currently, 790+ in CIBIL.



Ok, and your CIBIL score is...?

Currently it's 780

 

[cardy]

1 HL CLOSED
1 CAR LOAN CLOSED

1 HL ACTIVE
12 CC ACTIVE

CIBIL AROUND 808, 13 YRS CREDIT HISTORY

Home loan always plays a very positive impact in cibil score. Though your history of 13 years is also a vital one. Only Awesome financial discipline can bring this result. 👍

 

[cardy]

1 C.C. only

13 CC closed
12 CC Active

And your history in years?
If you have secured card , also mention