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what is your must have app?

newIntern

TF Select
I recently received notification from Tata about their 9.1% rate FD offering, so I started digging about it on the forum & learnt about stable money app, it seems like most of you love it & so far havent found anything negative, so I guess I will use that for my FDs.

This got me curious about what other apps I might not be aware about, Ii search on forum and havent found any dedicated post for it. so I thought I should create one.

my must have app is

1. Google Sheet.

I started using it around 2 years ago & it has been a blessing, I use to manage all my spending, keep track of CC CB and last dates for bill payments, its also useful if I want to check for how much I bought something for a long time ago.

What is your favorite and must have app?
 
1 license covers android as well as windows?
The personal licence covers any 3 devices and family license covers any 9 devices. Usually they give big discounts during festivals (Black Friday, Christmas etc). I have been using it since around 2015. Also the app is not available on Play Store. Need to sideload from their website.
 
Yes, and there is a pro version as well on the app store with some additional features (but the base version for iOS is also good). I have the pro version on my iPad:

You can try wipr 2 as well as mentioned above.
 
How do you feel about Authy compared to Google Authenticator? I have read that it's better than Authenticator.
The support for Authy is immense. I had a 2FA enabled from a website that I couldn't remove on my end. I sent an email, and within 15 minutes, I received a reply. It felt like I was chatting with someone on WhatsApp. Excellent service bhai, just after sending the email, I got a response again in 5-6 minutes. They resolved the issue.

Main feature I like about Authy is its encrypted cloud backup. Even if I lose my Authy app, I can recover everything. I can also categorise my 2FAs according to my preferences. Overall, the UI is very clean. So, yeah happy with it so far :'D it's been 4 years already.
 
data is usually encrypted using a secure algorithm and secure master password. as long as master password is not compromised or is insecure. you are fine.
I also use bitwarden but it never picks up on when to auto fill card details. I always have to manually look up for that info in the app.
 
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