alixonthego
TF Buzz
I currently have an IDFC First WOW Card, with 50K in CL. The card was issued in February. At the same time, I took an HDFC consumer loan last month to buy a MacBook Pro on installments, with a tenure of 18 months.
Currently my Experian score is 757 (with only two payments being updated from the credit card), but there is no details on the CIBIL yet. It should improve with time as I don’t miss my payments.
My main target for card is Marriott Bonvoy HDFC Diners Club card (the 10 nights will really help out with my Bonvoy. Currently I am Lifetime Gold, and only 2 years away from Lifetime Platinum, but I have diversified my loyalty to various other programmes including Accor ALL, so I cannot fully stay in Marriott property all the time) and any kind of Amex.
I don’t work since I am a student (outside India) but I do trading, and other various means. I also do get a large allowance from my parents, though I doubt I could put that as income. Currently I haven’t yet filed my ITR. I will do by July for my first ITR, and expect around 13-14l
I do wanna get an unsecured credit card with higher limit (since my usage of my current secured card is around 1 lac every billing cycle, I pay most of it off to use it again during the same cycle), by end of August. What would be my ideal option be in my current case? if it is possible.
Currently my Experian score is 757 (with only two payments being updated from the credit card), but there is no details on the CIBIL yet. It should improve with time as I don’t miss my payments.
My main target for card is Marriott Bonvoy HDFC Diners Club card (the 10 nights will really help out with my Bonvoy. Currently I am Lifetime Gold, and only 2 years away from Lifetime Platinum, but I have diversified my loyalty to various other programmes including Accor ALL, so I cannot fully stay in Marriott property all the time) and any kind of Amex.
I don’t work since I am a student (outside India) but I do trading, and other various means. I also do get a large allowance from my parents, though I doubt I could put that as income. Currently I haven’t yet filed my ITR. I will do by July for my first ITR, and expect around 13-14l
I do wanna get an unsecured credit card with higher limit (since my usage of my current secured card is around 1 lac every billing cycle, I pay most of it off to use it again during the same cycle), by end of August. What would be my ideal option be in my current case? if it is possible.