What to do if BOB Financial Reject Your Application After 2-3 months ?

[abhinav8296]

As per our internal policies, please note that the current decision is in no way reflective of your credit stature, and we will be happy to consider your application when you apply again with updated financial information at a later date.

I have provided 3 months of ICICI credit card + bank account statement , but bob declined my application after 50 days...what to do now ?

 

[dhiraz]

Ask customer care to give platinum/MMT signature ... Then you can have unsecured CC from ICICI

I have ICICI Platinum against FD as secured.
Can i ask for other card on customer care?

 

[prc1990]

Yeah.. I know.. actually I also applied C2C with 75k credit limit. That's why I'm curious 😂

Irrespective of the expected limit and actual one, an enquiry with amount of 50K would get triggered for everyone I believe as per bank's standard.

 

[moonsmart]

🤣🤣🤣 but this trick not working for bank of baroda credit card...it will sure work in icici, hdfc & axis.

Same happened with me, sent the mail to acquisition@bobfinancial.com along with all documents and requested to reconsider. They sent someone for home verification and approved.