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What's the process to avail good Credit limit enhancement in BOB?

Not S1mple

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BOB always provides very chindi limit enhancement.

Is it possible to get a good credit limit enhancement by mailing them with all the required supporting documents?

Please do share your thoughts and experience.(How much % of hike did you get)
Which shall help me to come out of the current credit limit of 18k🥲
 
So, by mailing them with all the required supporting documents shall they increase the credit limit accordingly?
If your card is more than 1 year old and didn't got any LE, then you can send email requesting LE on basis of income documents.

After that they may take their own sweet time to accept/reject request.
 
If your card is more than 1 year old and didn't got any LE, then you can send email requesting LE on basis of income documents.

After that they may take their own sweet time to accept/reject request.
I am already getting pre-approved message for limit enhancement in WhatsApp but didn't availed it (30% increment on 18k)

Haven't availed any credit limit enhancement for more than a year.

Oh..Still, giving it a try 🥶, already hold FDs with them.
 
they have the sweetest process every i i mail them with my income docs and itr copy and ask them for LE they review the docs ans simply offer 30% LE no hiccups so far smooth process whereas axis they do kyc physical verification blah blah and give ver chindi LE
 
they have the sweetest process every i i mail them with my income docs and itr copy and ask them for LE they review the docs ans simply offer 30% LE no hiccups so far smooth process whereas axis they do kyc physical verification blah blah and give ver chindi LE
BOB replied to me to send docs for LE after 1 year or holding Card. While as Axis said after 3 months.
 
yes but process for axis is very tedious they do physical verification salary slips bank account statement itr copy .. one i applied for that it took me 4 to 5 email to get things sorted plus physical verification as well
 
yes but process for axis is very tedious they do physical verification salary slips bank account statement itr copy .. one i applied for that it took me 4 to 5 email to get things sorted plus physical verification as well
I have applied few days ago, will see what happens.

Update: Axis enhanced my CL from 27K to 100K on the basis of salary slip sent on email took 8 days with a CIBIL enquiry.
 
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