When’s your 1st & Total Cibil Enquiries?

[Saiv]

My 1st credit enquiry is on March 2021, to this month i got total 48 enquiries mostly CC’s

 

[BVCBVC is verified member.]

Not really ….
, unless the flag was drowned by the total number of enquiries

How many for you??

 

[SSV]

How many for you??

 

[sparkit]

Who ill-advised you,I think they don't want your name there in Guinness book🤣

🤣 it’s like an addiction for me ! But stopped applying after getting some knowledge about cooling periods, etc

 

[BVCBVC is verified member.]

View attachment 44949

You’ve kept your enquiries within limits. Good 👍🏻

 

[varun__goel_]

First Jan 2023 - AU(Shitty bank, hit the cibil without verf age🤦)

Till date 7, out of which one I am trying to get removed by Axis. IDFC applied just to see how is the application process(knew it will only give wow card🤣)

 

[Taklu Haiwan]

Total 27 in last 3 years, out of which 23 for CCs.

 

[Riya]

Cibil, Experian, CRIF work on different modes maybe...
On CIBIL - 25 enquiries
Experian - 10 enquiries
CRIF - 52 enquiries 🤣🤣

 

[deep@vie]

Cibil, Experian, CRIF work on different modes maybe...
On CIBIL - 25 enquiries
Experian - 10 enquiries
CRIF - 52 enquiries 🤣🤣

It seems CRIF loves you the most & Experian the least😂

 

[Desu Sarath]

First in 2012 and total 20 for credit card.

 

[Riya]

It seems CRIF loves you the most & Experian the least😂

I think CRIF considers the soft pull too as enquiry 🤣🤣🤣

 

[Riya]

First in 2012 and total 20 for credit card.

Good job... Here in TF some guys have more enquiries in an year than you have in last one decade 🤪

 

[SSV]

I think CRIF considers the soft pull too as enquiry 🤣🤣🤣

By the looks of it, even a very mild pull also count if there is a one of those types !!

 

[iROS]

First- 2015
Total - 7

 

[SSV]

First- 2015
Total - 7

Very controlled !

 

[HumorSimpson]

Very controlled !

 

[iROS]

Two enquiries were for just checking HDFC Pre-approved card offer 🙄. Trying to get them removed.

 

[SSV]

Two enquiries were for just checking HDFC Pre-approved card offer 🙄. Trying to get them removed.

Then this prescription is for you ..

Thread 'HDFC CC Pre Apporved Offer - CIBIL Hit or Not -- Decoded( I think)...'
https://www.technofino.in/community...offer-cibil-hit-or-not-decoded-i-think.14680/

 

[CMGCMG is verified member.]

First - 2015
Total - 53
Cibil: 786

Spend some inquiries to get 5th and 6th axis card (got 5) 🤣

 

[iROS]

Very controlled !

My first card was SBI Doctor Card in 2015 which i was using for more than 5 years before I applied my second HdFC card. Never knew about CC reward systems. Everything changed after i ended up on this TF Community page 🙄

 

[iROS]

Then this prescription is for you ..

Thread 'HDFC CC Pre Apporved Offer - CIBIL Hit or Not -- Decoded( I think)...'
https://www.technofino.in/community...offer-cibil-hit-or-not-decoded-i-think.14680/

I approached HDFC team to get the enquiries removed after going through this 🧵