When’s your 1st & Total Cibil Enquiries?

[Saiv]

My 1st credit enquiry is on March 2021, to this month i got total 48 enquiries mostly CC’s

 

[SSV]

My first card was SBI Doctor Card in 2015 which i was using for more than 5 years before I applied my second HdFC card. Never knew about CC reward systems. Everything changed after i ended up on this TF Community page 🙄

Please go away from here and save the souls !!

 

[SSV]

Then this prescription is for you ..

Thread 'HDFC CC Pre Apporved Offer - CIBIL Hit or Not -- Decoded( I think)...'
https://www.technofino.in/community...offer-cibil-hit-or-not-decoded-i-think.14680/

I approached HDFC team to get the enquiries removed after going through this 🧵

It seems I gave prescription to a Doc !! So I am doctors’ doctor… @techt , one meme pls

 

[Dad0h0j0]

First was in 2017 and Total 10 Enquires. All for CC.

 

[SSV]

My first card was SBI Doctor Card in 2015 which i was using for more than 5 years before I applied my second HdFC card. Never knew about CC reward systems. Everything changed after i ended up on this TF Community page 🙄

Please go away from here and save the souls !!

If you do this:
1) it’s good for your patients health
2) It is also good for your CIBIL health… 😉

 

[SSV]

My first CIBIL enquiry in August 2018.
Total enquiries: 27
Total accounts: 24
CIBIL score : 802

 

[iROS]

It seems I gave prescription to a Doc !! So I am doctors’ doctor… @techt , one meme pls

I am visiting here for the same prescriptions!!

 

[Sahilhenzy]

My first CIBIL enquiry in August 2018.
Total enquiries: 27
Total accounts: 24
CIBIL score : 802

View attachment 46476

I don't know why I am laughing but 😂

My friend has 130 cibil inquires but stil have 810+ cibil score (Transunion)

 

[SSV]

I don't know why I am laughing but 😂

My friend has 130 cibil inquires but stil have 810+ cibil score (Transunion)

Your friend Must have got
1) long credit history like 10 years and above
2) Home loan

In the above case no of of enquiries doesn’t matter… he can have 300 enquiries also

 

[Sahilhenzy]

Your friend Must have got
1) long credit history like 10 years and above
2) Home loan

In the above case no of of enquiries doesn’t matter… he can have 300 enquiries also

Both are not correct brother.

He doesn't have home loan either credit history of 10y+

 

[SSV]

Both are not correct brother.

He doesn't have home loan either credit history of 10y+

Really.. very strange and would like to see his CIBIL report SS..
How many accounts, types of accounts and CIBIL age?

 

[Sahilhenzy]

Really.. very strange and would like to see his CIBIL report SS..
How many accounts, types of accounts and CIBIL age?

Sure here is it

 

[dealminer]

I think CRIF considers the soft pull too as enquiry 🤣🤣🤣

*You casually searching for cc.*

CRIF:

 

[SSV]

Sure here is it

View attachment 46481

The big factor here is 517/517 on time payments… that’s a big number . Must be having a lot of accounts…
Interesting to see how many accounts he has , the mix and the credit age…

Please attach the full report SS as below

Here are my SS under full report.
I only have 169/169 on time payments…

 

[iSayyed]

My first enquiry was in November 2021, until today, 8.

 

[SSV]

Yes sure.

View attachment 46488

View attachment 46489

View attachment 46491


I will delete this post once you will reply to this post or gives like as he is not comfortable while sharing on public platform.

You can DM me and delete the post here rn

 

[sai99488]

@Sahilhenzy Hello, could you kindly DM me those deleted screenshots? I'm curious to see the credit mix and utilization ratio. Thank you.

 

[lightwaves]

My enquiry is total of 61 from last 2 years till today mostly cc

Did you have a drop in CIBIL when you applied for multiple cards in a short period? Whats your latest CIBIL?

 

[Sahilhenzy]

@Sahilhenzy Hello, could you kindly DM me those deleted screenshots? I'm curious to see the credit mix and utilization ratio. Thank you.

I have sent you a personal msg. Do check out.

 

[doraemon]

Do enquires get removed after a certain period
I curiously tried for au bank and indusind bank but later came to know they are non serviceable in my area got these two enquiries

 

[BeingIncogBeingIncog is verified member.]

Do enquires get removed after a certain period
I curiously tried for au bank and indusind bank but later came to know they are non serviceable in my area got these two enquiries

after 3 years i think