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Which bank account should I open a salary account with? HDFC or IndusInd Bank?
- Thread starter raghavx
- Start date
Sreerag
TF Premier
I would choose HDFC for their CC offer as LTF, better service, better technology and overall performance. IndusInd is okay but always go for HDFC
Jatin1987
TF Select
HDFC should be chosen in between these two as better offers with wide acceptability of offers on eCommerce.
pre approved cards, loans...
raghavx
TF Select
Okay, I'll go with HDFC if everyone is recommending it. @Jatin1987 @skvignesh. But how can I get Pinnacle CC LTF?
Sreerag
TF Premier
U really need Pinaccle ? Regalia is better right? Guide me if I'm wrong
Last time I had IndusInd bank account, their netbanking system was giving bank statements in only PDF format. My CA came to know about it from me and said he won't open account in IndusInd. Excel based bank statements are must if you need to do accounting at year end.
Sreerag
TF Premier
U can easily convert PDF to excel no worries here
"Axis" and "better support" don't go hand in hand!
That's what I have learnt from most folks here over time!
you need to use proper escalation matrix
writing in twitter or wrong email ids will not help
use email option in below link
call agents fluency isnt good but not arrogant like hdfc email teams
hdfc nodal office won't reply until we escalate to rbi. they only respond to rbi.
axis nodal officers are very good
personal experience, rest upto you
Axis Support - Customer Support - Axis Bank
Connect with Axis Bank's Insta Services. Explore our FAQs/Queries to get instant answers to your queries
This community is made for us to share experiences so that others don't have to face a similar issue. And experiences vary from one person to other, I respect that.
What I stated was according to the exp. shared by most of Axis customers here (look into it you will find plenty bad experiences, unnecessary charges, application rejections due to no good reason, etc). This has kept me from opening a SA with them. It's not like other banks don't have issues, but majority is Axis (not talking about high NRV customers, they listen to them for obvious reasons).
I am new to Axis (very recently got MY ZONE CC), so can't comment about personal experience. But they did reject my CC application twice without giving a proper reason (even after so called escalation).
@Karthik: It's all good.. @isrihyd was just sharing his experience. He being new here doesn't know me (like you all do). And I didn't took it in a wrong way!
raghavx
TF Select
That's what I was thinking. So should I go for InusInd Exclusive?
Sevendar@01
TF Premier
From my perspective if your salary is more than 1L then open the one titanium account with icici or classic salary account with HDFC. If your salary is above 50K then get a gold salary account in icici. You will Pinnacle LTF if you get any indusind card and upgrade it to Pinnacle. For regalia LTF just apply it offline and show your salary slips or apply it via C2C you will get it for LTF as the norms are changed for HDFC LTF credit cards and you can also open a classic or preferred savings account with HDFC for pre approved offer. ICICI would be the best choice according to me.
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