Which bank is good in giving Pre Approved offer?

[SSV]

There is a high chance you might be left high and dry!
In 2024, offer only upgrades to certain point then goes downwards... 😀

I have infinia metal LTF , do I still get dry?? 😉

 

[newinnov]

I have infinia metal LTF , do I still get dry?? 😉

Not you! obviously you are badass
I was talking in terms of third person 'you', instead of second person 'you' 🙂

 

[SSV]

Not you! obviously you are badass
I was talking in terms of third person 'you', instead of second person 'you' 🙂

I too thought so.. but just wanted to confirm when you (ie you only) quoted my post !! 😉

 

[newinnov]

I too thought so.. but just wanted to confirm when you (ie you only) quoted my post !! 😉

Here's context if someone else is wondering about 'you' 😊-

Is there a grammatical name for the third-person 'you'?

I've had this conversation several times in my life, where I use a second-person pronoun when actually using the third-person: "If you were dressed up as a clown at night holding black balloo...

english.stackexchange.com

 

[Pho3nix]

There is a high chance you might be left high and dry!
In 2024, offer only upgrades to certain point then goes downwards... 😀

High chances, Either if your expectations are not aligned with reality... or your stars are not aligned.... 😁

Then, it would be wiser to move your money to the account of someone you wish to date in order to break your virginity. Habsi bank to chakka banakr rakh dega, kuch nain milega. Baaki RBI se complain karke Habsi bank ke star align karwa denge dubara se. 😉

 

[newinnov]

In present year -

1. Axis (NTB - Keep a/c healthy for 9 months)
2A. IDFC (Offers trgger by high value transaction or FD, careful about pincode)
2B. icici (offer might be lying there, but you have to apply for it )
3. HDFC - (Welcome to the world of - 'check eligibility for preapproved', 'conditional pre-approved', 'pre-qualified' , provisionally 'pre-approved')

PSU are easier to procure if your documents are proper! but not pre-approved

 

[Pho3nix]

1. Axis (NTB - Keep a/c healthy for 9 months)
3. HDFC - (Welcome to the world of - 'check eligibility for preapproved', 'conditional pre-approved', 'pre-qualified' , provisionally 'pre-approved')
PSU are easier to procure if your documents are proper! but not pre-approved

There is no C2C offered by either Ax$h!t or HDFC. Do PSUs offer C2C?

 

[varun__goel_]

What amount is considered a good amount by Habsi & Ax$h!t bank?

Sabki apni apni shradha hai

Jitna kr skte krlo

I got offer with avg 10k spends

 

[varun__goel_]

There is no C2C offered by either Ax$h!t or HDFC. Do PSUs offer C2C?

From where you got to know that they do not offer C2C applications?🤣🤣

Visit branch or approach any agent. They will do the needfull

 

[Pho3nix]

I got offer with avg 10k spends

You are saying that you need to spend at least 10K/month to receive a pre-approved offer?

 

[Pho3nix]

From where you got to know that they do not offer C2C applications?🤣🤣 Visit branch or approach any agent. They will do the needfull

Well, CC department executive, RM & BM of Habsi bank,every MF is telling the same $h!t. G*&$*, Axis wala, are also requesting to open an account and stating that they do not provide C2C. Most likely, in the last year or so, they have changed their policy.

 

[varun__goel_]

Well, CC department executive, RM & BM of Habsi bank,every MF is telling the same $h!t. G*&$*, Axis wala, are also requesting to open an account and stating that they do not provide C2C. Most likely, in the last year or so, they have changed their policy.

Try any other branch.

Few branches are PIA

HDFC has a price chart for offline applications which clearly mentions c2c application🤣

 

[varun__goel_]

You are saying that you need to spend at least 10K/month to receive a pre-approved offer?

I cannot guarantee anything.

Just told my experience🤷

 

[Pho3nix]

I cannot guarantee anything.

Just told my experience🤷

What year did you use this method? What's a PIA branch?

 

[varun__goel_]

What year did you use this method?

RN I have a pre approved offer.

 

[varun__goel_]

PIA

Pain in the a**🤣🤣

 

[Astrella]

In my experience, Axis gave pre-approved offer after exactly 1 year with decent limits. HDFC was very good with a offer after 6 months with high limits. I spent less on it than axis bank but still got far better offer. Onecard gives you pre-approved offer after checking score on their app, seems to match lowest limit on other cards (must have other card first).

 

[Pho3nix]

Pain in the a**🤣🤣

Oh, I was wondering if it refers to some large branches that exclusively serve HNIs and don't provide LTF cards to gareeb log. lol 😆

 

[Pho3nix]

In my experience, Axis gave pre-approved offer after exactly 1 year with decent limits. HDFC was very good with a offer after 6 months with high limits. I spent less on it than axis bank but still got far better offer. Onecard gives you pre-approved offer after checking score on their app, seems to match lowest limit on other cards (must have other card first).

Lol, after 1 year, it makes no sense. Which cards were offered by Ax$h!t & HDFC though?

 

[Astrella]

Lol, after 1 year, it makes no sense. Which cards were offered by Ax$h!t & HDFC though?

Axis offered a long list of cards, incl. Atlas, magnus, vistara inf., Samsung inf. HDFC offered millenia FYF.