Which bank is good in giving Pre Approved offer?

[Pho3nix]

Axis offered a long list of cards, incl. Atlas, magnus, vistara inf., Samsung inf. HDFC offered millenia FYF.

That's great, what year was that?

 

[Astrella]

That's great, what year was that?

Opened acc for my mother in 2022 April, got offer in 2023 Apr. HDFC was sometime this year

 

[Pho3nix]

Opened acc for my mother in 2022 April, got offer in 2023 Apr. HDFC was sometime this year

What's the HDFC account type, balance maintained, and how much money did you spend during the period of 6 months?

 

[iampqq]

Time to open acc in icici

 

[Astrella]

What's the HDFC account type, balance maintained, and how much money did you spend during the period of 6 months?

Savings Max, about 2L. Used the account to pay my credit card bills when above 75k (putting it out of my own acc's CB limit). about 10-15k per month.

 

[Founder]

My vote also goes to ICICI.

My NRV in HDFC is more than ICICI, literally i didn't maintain anything except mab in ICICI but HDFC preapproved offers couldn't match even 5% of ICICI preapproved offers in various sectors and in amount.

Axis goes to hell who cares

In loans? If in loans what type of loans, With my Hdfc preferred I have upto 50lakh business and home loans not more than that.