Which cards I should have?

[Enigmatic]

Hi everyone,
I have two cards right now. One is hHDFC 6E and another one is an Axis magnus card. Over the last 6 months, I have spent 12 lakhs through Axis Magnus and 5 lakhs through HDFC 6E.
I got to know about more parks in the last 3 months and I have started to optimize my spending a lot. now I have thought of having total of 3 cards so please suggest which cards I should I have if my spending is around 20L plus in a year.
FTI, I have already applied to hdfc infinia. somehow they don't think that i am a valuable customer to them and my limit is still 3.5L in hdfc 6 card only. I am hoping to get through ITR.

 

[Tejo]

Hi everyone,
I have two cards right now. One is hHDFC 6E and another one is an Axis magnus card. Over the last 6 months, I have spent 12 lakhs through Axis Magnus and 5 lakhs through HDFC 6E.
I got to know about more parks in the last 3 months and I have started to optimize my spending a lot. now I have thought of having total of 3 cards so please suggest which cards I should I have if my spending is around 20L plus in a year.
FTI, I have already applied to hdfc infinia. somehow they don't think that i am a valuable customer to them and my limit is still 3.5L in hdfc 6 card only. I am hoping to get through ITR.

Upgrade hdfc card to millennia, regalia gold.

If they won't upgrade just cancel then apply .

 

[Chaitanya-a]

Only one question: Why 6E?
You can get better prices on Indigo using other cards. Nobody prefer 6E card because of its pathetic reward rate.

For this limit, you can get Regalia/Regalia Gold. Ask HDFC to upgrade your 6E card to Regalia. That would be a stepping stone for Infinia.

 

[Enigmatic]

@Chaitanya-a is there any card which i need to have if my annual spending is above 15L or 20L.

 

[saucy]

You can wait for Amex referral program to start and get a referal for platinum travel/charge card. Anything above 1L spend (magnus) that you have can be redirected to that.
If you have hotel and travel spends, you may look at axis atlas, etc

 

[Chaitanya-a]

@Chaitanya-a is there any card which i need to have if my annual spending is above 15L or 20L.

If you've Vistara airline connectivity, then best would be to get either SBI Vistara Prime or Axis Vistara Signature. Hitting milestones on these cards would fetch you free premium economy tickets and club vistara points as well. Use this after utilising 1L on Magnus.