Which Credit Card to apply for my parents who will retire soon?

[ssg9931309]

Hi All,

Both my parents will retire in the next 3-4 months.
Both of them have an ITR of more than 40L and 50L each.

I want to get LTF Premium cards that can also give good Domestic and International Lounge access facilities.
They will mostly be using the CC for offline transactions or for lounge access.
The city in which we live in is a tier 3 city hence banks like SC, Citi, IDFC, AU, AMEX don't service our pincode.

Please suggest any cards that we can apply as LTF or make it LTF using ITR.
As, my parents won't be able to fulfill the spend based criterias of such cards
Thanks in advance.

 

[Proffesor]

Hi All,

Both my parents will retire in the next 3-4 months.
Both of them have an ITR of more than 40L and 50L each.

I want to get LTF Premium cards that can also give good Domestic and International Lounge access facilities.
They will mostly be using the CC for offline transactions or for lounge access.
The city in which we live in is a tier 3 city hence banks like SC, Citi, IDFC, AU, AMEX don't service our pincode.

Please suggest any cards that we can apply as LTF or make it LTF using ITR.
As, my parents won't be able to fulfill the spend based criterias of such cards
Thanks in advance.

U can easily get ICICI sapphiro for LTF with such high ITR.
If u live in tier 3 city then u can put residential address of ur friends or relatives and after getting the card u can change the address.
Please share the banks in which u have accounts in it would be more helpful.

 

[kkk]

Hi All,

Both my parents will retire in the next 3-4 months.
Both of them have an ITR of more than 40L and 50L each.

I want to get LTF Premium cards that can also give good Domestic and International Lounge access facilities.
They will mostly be using the CC for offline transactions or for lounge access.
The city in which we live in is a tier 3 city hence banks like SC, Citi, IDFC, AU, AMEX don't service our pincode.

Please suggest any cards that we can apply as LTF or make it LTF using ITR.
As, my parents won't be able to fulfill the spend based criterias of such cards
Thanks in advance.

You can try BoB Etherna card(unlimited domestic lounge access)

 

[WhoU]

AU Zenith is a good card if you get LTF. It gets you PP with 2 access every quarter.

 

[ssg9931309]

U can easily get ICICI sapphiro for LTF with such high ITR.
If u live in tier 3 city then u can put residential address of ur friends or relatives and after getting the card u can change the address.
Please share the banks in which u have accounts in it would be more helpful.

My parents have savings account in SBI, ICICI and HDFC

 

[ssg9931309]

Does Axis give any LTF premium cards like Magnus?

 

[kkk]

My parents have savings account in SBI, ICICI and HDFC

You can try HDFC's regali. It has domestic and international lounge benefit.

 

[ssg9931309]

AU Zenith is a good card if you get LTF. It gets you PP with 2 access every quarter.

Unfortunately they don't have any service in our area

 

[WhoU]

Does Axis give any LTF premium cards like Magnus?

No, nobody gets Magnus as LTF.

 

[WhoU]

Check for HDFC DCP or DCB. These cards are usually issued LTF and have good lounge access.

 

[kkk]

Check for HDFC DCP or DCB. These cards are usually issued LTF and have good lounge access.

Don't take Diner's card. Acceptability can be a challenge in tier 3 cities. I find it challenging in Bangalore itself 🙁

 

[D C]

Hi All,

Both my parents will retire in the next 3-4 months.
Both of them have an ITR of more than 40L and 50L each.

I want to get LTF Premium cards that can also give good Domestic and International Lounge access facilities.
They will mostly be using the CC for offline transactions or for lounge access.
The city in which we live in is a tier 3 city hence banks like SC, Citi, IDFC, AU, AMEX don't service our pincode.

Please suggest any cards that we can apply as LTF or make it LTF using ITR.
As, my parents won't be able to fulfill the spend based criterias of such cards
Thanks in advance.

In a similar situation too.
Parent's requirements are easy to use net banking and a credit card with lounge access.
Would prefer a LTF card, can make FD if required.
Looking at HDFC, ICICI and Axis, but will most likely just chose one.
Don't have any accounts either so no idea about their net banking interface.

What did you end up deciding? Any suggestions?