Which debit card should i upgrade in HDFC

[varunsridharan]

I current hold easyshop master debit card

What's the best debit card to upgrade

1. Platinum with 750 charge
2. millennia with 500 charges

I want to do like 50 to 75k credit card bill payment

 

[Tejo]

I current hold easyshop master debit card

What's the best debit card to upgrade

1. Platinum with 750 charge
2. millennia with 500 charges

I want to do like 50 to 75k credit card bill payment

Platinum

If you use another bank cards like indus and any rewards debit cards then millennia because might can't manage all at once.

 

[varunsridharan]

Platinum

If you use another bank cards like indus and any rewards debit cards then millennia because might can't manage all at once.

i currently hold these accounts & debit card

HDFC Savings wiht Easyshop Rewards Master Card
Indusind Digital Savings With Titanium Master Card
FI Bank Visa
Axis Bank Easysecure+ Visa Platinum
And is it worth upgrading HDFC to maximize my CC Bill Payment Rewards?
Till date i was using Cred & CheQ For bill payment

 

[Tejo]

i currently hold these accounts & debit card

HDFC Savings wiht Easyshop Rewards Master Card
Indusind Digital Savings With Titanium Master Card
FI Bank Visa
Axis Bank Easysecure+ Visa Platinum
And is it worth upgrading HDFC to maximize my CC Bill Payment Rewards?
Till date i was using Cred & CheQ For bill payment

If you don't have interest upgrading your indus titanium card then go for platinum as you have cc's to pay.

 

[varunsridharan]

If you don't have interest upgrading your indus titanium card then go for platinum as you have cc's to pay.

With Indusind I dont have option to upgrade my debit card

 

[Tejo]

With Indusind I dont have option to upgrade my debit card

In app, you can see upgrade but it will paid 100%

If you want 0 mab ac and 0 charges debit then apply pinnacle card via c2c

 

[varunsridharan]

In app, you can see upgrade but it will paid 100%

If you want 0 mab ac and 0 charges debit then apply pinnacle card via c2c

it shows me option for this card

IndusInd Bank World Delights Debit Card - Exciting Cashback

Unlock premium lifestyle benefits with the IndusInd World Delights Debit Card. Enjoy dining rewards, travel perks, and comprehensive insurance coverage. Apply now!

www.indusind.com

And i just use debit card to pay CC bills other than that everything is via CC

 

[Tejo]

it shows me option for this card

IndusInd Bank World Delights Debit Card - Exciting Cashback

Unlock premium lifestyle benefits with the IndusInd World Delights Debit Card. Enjoy dining rewards, travel perks, and comprehensive insurance coverage. Apply now!

www.indusind.com

And i just use debit card to pay CC bills other than that everything is via CC

For indus too 1000₹ you earn per month by paying cc with indus high end debit cards. Some cards will 1% spend on card and spend.

Titanium too but 50 paise for every ₹400

 

[varunsridharan]

For indus too 1000₹ you earn per month by paying cc with indus high end debit cards. Some cards will 1% spend on card and spend.

Titanium too but 50 paise for every ₹400

Ok cool

In the app i am offered just this : World Delights Debit Card - (MC_World_DELIGHT)

is it worth taking it ? which costs me 2500+ GST

 

[4uziaul]

Check this thread here and hopefully all your confusions will be cleared.

Best Way to pay Credit Card Bill

Guys I am redacting this post as I have been asked by the bank for non disclosure as mentioned in TnCs else my account would be suspended. They had asked me to remove this as this violates the TnC related to not getting reward points for CC payments.

www.technofino.in

Ok cool

In the app i am offered just this : World Delights Debit Card - (MC_World_DELIGHT)

is it worth taking it ? which costs me 2500+ GST

Go through this link and you will get your answer

Delights Debit Card with Delightful Deals and Discounts - IndusInd Bank

Maximise savings with IndusInd Bank's Delights Debit Card —enjoy 5% cashback on fuel, and discounts on dining, and entertainment, plus exclusive offers on movie tickets and food delivery.

www.indusind.com

 

[Tejo]

Ok cool

In the app i am offered just this : World Delights Debit Card - (MC_World_DELIGHT)

is it worth taking it ? which costs me 2500+ GST

nope

upgrade ac

 

[rkmhind]

I current hold easyshop master debit card

What's the best debit card to upgrade

1. Platinum with 750 charge
2. millennia with 500 charges

I want to do like 50 to 75k credit card bill payment

Millennia would be fine

 

[varunsridharan]

Millennia would be fine

I asked for millennia but they gave platinum what to do ?

 

[4uziaul]

I asked for millennia but they gave platinum what to do ?

Is it Easy Shop Platinum then keep it because you only said that you pay bills up to 75k and Easy Shop gives you CB up to 750 and Millenia only up to 400.

 

[varunsridharan]

Is it Easy Shop Platinum then keep it because you only said that you pay bills up to 75k and Easy Shop gives you CB up to 750 and Millenia only up to 400.

Yes and i already have easyshop rewards master card

 

[4uziaul]

Yes and i already have easyshop rewards master card

Then keep that, it's much better if your spends are above 40k

 

[varunsridharan]

Then keep that, it's much better if your spends are above 40k

Which to keep

 

[4uziaul]

Which to keep

Easy Shop Platinum

 

[rkmhind]

I asked for millennia but they gave platinum what to do ?

Then you first need to surrwnter platina then process new application for millenia