Which Debit Card to use for Credit Card Bill Payment in February & March 2025

[pennywisepoundwise]

@Abhishek012 bro idfc first tap is issued did trnx on 26th Feb on canarasetu by paying cc bill of sbi of 2000 something but no point credited yet?

Setu ded bro, 6012 MCC

 

[vaibhav111vaibhav111 is verified member.]

Setu ded bro, 6012 MCC

canarasetu for rupay was working right or till 26th Feb it was working.. something like that i guess. not sure
edit - my bad i meant on phonepe. i did trnx on phonepe on 26th Feb and it seem up to 1 month for rp credited.

 

[shashank08]

Received RP yesterday for FirstTap card on phonepe trxn done on 27th Feb 2025. FYI guys.

No points till now for bill paid on 26th and 28th Feb using First Tap on Phone pay.. so i think it will take more time in getting RPs for these transactions for me 🙂🙂

 

[vaibhav111vaibhav111 is verified member.]

PHONEPE RECHARGE BANGALORE
PHONEPE RECHARGE
Phonepe recharge
WWWPHONEPECOM Gurgaon
WWWPHONEPECOM
WWWPHONEPE
phonepe banglore
phonepe

when i paid the bill on 26th feb as per IDFC app and download the pdf it say POS-RUPAY/phonepe/505707652635/ ka IN/banglore
i hope it eligible cause in the list

 

[Arkapal Sen]

@surojitlaha rip to public who just opened signature+ debit just for canara setu..setu is broken..no more bridges..hdfc still wins..iykyk

 

[sidmanraj]

Is Indus Visa Signature working on Flipkart also? Has anyone got the cashback?

Isn't indusind giving points for mcc 6012

 

[Prem03]

Jo TF pe nahi hai wo direct UPI se pay karte honge na, unke liye debit card sirf ATM se paise nikalne ke liye use aata hoga

Ye baat bhi sahi hai janta ko Debit card aur ATM card ka fark hi nahi pata hota aur ye bhi ki ATM card to zero charges pe deta hai bank

 

[Prem03]

Isn't indusind giving points for mcc 6012

MCC BCC mat khelo yaar seedha bata do mil raha hai to lapeta jaaye

 

[Abhishek012]

what is the reward rate percent for credit card bill payments done using IDFC first tap debit card using phonepe? I am currently holding an SBI vdc and using the same in unipay. I am just curious if IDFC reward rate is better(not accounting for welcome points)

Everything mentioned in my post.

Reward rate and percentage everything mentioned in my post. Thora padh liya karo.

My FirsTap card was setup yesterday and I'm unable to make transactions for more than 10K or about for some reason. Also, when I pay CC using PhonePe the description says "POS-RUPAY/PhonePe Recharge/" and it comes the allocated limit for offline transactions (as against online). IDFC Customer Care is clueless.
Any experts can provide some insights into these issues specially the ones who might have faced same or similar issues.

Set your ecom limit to 1 lakh and offline/contactless limit to ZERO

If you're having trouble setting the limit in the app, try doing it through net banking.

"POS-RUPAY/PhonePe Recharge/" is eligible category.

what's this it comes the allocated limit for offline transactions (as against online) ?

Anyway, just ignore it because whatever you're thinking is completely wrong.

 

[Abhishek012]

@Abhishek012 bro idfc first tap is issued did trnx on 26th Feb on canarasetu by paying cc bill of sbi of 2000 something but no point credited yet?

edit - my bad i meant on phonepe. i did trnx on phonepe on 26th Feb and it seem up to 1 month for rp to be credited.

Patience is the key to success.

Received RP yesterday for FirstTap card on phonepe trxn done on 27th Feb 2025. FYI guys.

and yes, 8000 RP also received as FirstTap card welcome reward points.. Thanks @Abhishek012 bro.. 😀

So got points for txns done on march 1st through firstap rupay dc on phonepe

 

[Abhishek012]

when i paid the bill on 26th feb as per IDFC app and download the pdf it say POS-RUPAY/phonepe/505707652635/ ka IN/banglore
i hope it eligible cause in the list

Yes, phonepe tagged under wallet category on IDFC but you will get reward points because MCC Code is 4814.

Already verified.

 

[rahulj87]

Does sbi virtual dc gives rewards for credit card bill payment via Mobikwik

 

[imrahul]

Yes IndusInd visa works on Paytm and Flipkart

IndusInd Mastercard works on payzapp

What is the merchant name when you paid on flipkart?
Hve you received points for this month?

 

[pranavk]

use sbi rupay vdc + amex billdesk , reward rate will be 0.25% dc rewards + 0.25% vdc bonus+ 0.5% milestone bonus every 50k paid = it equals 1% ,as sbi rewardz capped at Rs 2500/- pm use one sbi vdc to pay upto 2.5L in month above 2.5L will not accrue rewards on same dc use any other family members account to pay remaining amount. Also keep in mind daily limit for vdc is 50k

thanks man for the reply.

so the rewards for the SBI rupay DC is for the spends on the card through eligible MCC and not essentially via SBI unipay , understood.

 

[Abhishek012]

use sbi rupay vdc + amex billdesk , reward rate will be 0.25% dc rewards + 0.25% vdc bonus+ 0.5% milestone bonus every 50k paid = it equals 1% ,as sbi rewardz capped at Rs 2500/- pm use one sbi vdc to pay upto 2.5L in month above 2.5L will not accrue rewards on same dc use any other family members account to pay remaining amount. Also keep in mind daily limit for vdc is 50k

you can pay above 2.5 lakhs and get reward points too.

monthly capping is 10k reward points and milestone benefit is not count. So pay full 5 lakhs bill (50k per day transaction limit).

@pranavk

 

[ccent]

Yes IndusInd visa works on Paytm and Flipkart

IndusInd Mastercard works on payzapp

anyone received points for IndusInd Mastercard on payzapp after recent changes?

 

[satty]

use sbi rupay vdc + amex billdesk , reward rate will be 0.25% dc rewards + 0.25% vdc bonus+ 0.5% milestone bonus every 50k paid = it equals 1% ,as sbi rewardz capped at Rs 2500/- pm use one sbi vdc to pay upto 2.5L in month above 2.5L will not accrue rewards on same dc use any other family members account to pay remaining amount. Also keep in mind daily limit for vdc is 50k

Can we use it via SBI unipay for HDFC bill payment to get the rewards?

 

[mobsol2017]

Can we use it via SBI unipay for HDFC bill payment to get the rewards?

yes unipay is preferred always

 

[mobsol2017]

you can pay above 2.5 lakhs and get reward points too.

monthly capping is 10k reward points and milestone benefit is not count. So pay full 5 lakhs bill (50k per day transaction limit).

@pranavk

didn't know that thanks for the info btw

 

[Anil_SinghAnil_Singh is verified member.]

anyone received points for IndusInd Mastercard on payzapp after recent changes?

Yet to receive points for transactions done on canara setu post 12th Feb via visa select debit card. Using SBI DC for the time being.