Which Debit Card to use for Credit Card Bill Payment in February & March 2025

[kalyan324]

Got reward points for using IDFC first Tab rupaye debit card I had done the transaction on 4th of March and today I saw the reward point actually they might have come yesterday only... Didn't check yesterday....but I received exact 8000 reward points I accept that as my account is normal 25k account.... The 8000 reward point include 2000 points welcome benefit and rest are the card you says on phonepe.... So will I be getting the another 2K points or only 8k for the month... And can someone please tell me how to check the SBI rupay reward points I did the transaction on that card also on 5th I don't know how to check and also how to redeemView attachment 86020

For checking sbi rewards download sbi rewardz app or in yono app u can see the option rewards in home page itself

 

[vvkprabhu]

Can someone suggest where to use Kotak 811 debit card to earn monthly CB of ₹500/-?

 

[Abhishek012]

Can someone suggest where to use Kotak 811 debit card to earn monthly CB of ₹500/-?

Read the post and visit ebixcash post page and read everything.

 

[rakeshsajjan45]

For checking sbi rewards download sbi rewardz app or in yono app u can see the option rewards in home page itself

Is their capping on the sbi rewards i can earn in a month?....and wt is the value of reward....and in wt way to redeem the reward point...for highest value

 

[kalyan324]

Is their capping on the sbi rewards i can earn in a month?....and wt is the value of reward....and in wt way to redeem the reward point...for highest value

Per transaction 1000 points
Per month capped at 10k points(including all bonus)
Value of reward 0.25
Vouchers available or recharge

 

[CreditFreak]

Use sbi rupay vdc + amex billdesk , reward rate will be 0.25% dc rewards + 0.25% vdc bonus+ 0.5% milestone bonus every 50k paid = it equals 1% ,as sbi rewardz capped at Rs 2500/- pm exclusive of milestone bonus. Use one sbi vdc to pay upto 5L in month above 5L will not accrue rewards on same dc in same month. Also keep in mind daily limit for vdc is 50k

edit: as @Abhishek012 said milestone bonus doesn't get counted in calculation of monthly capping edited my post.

0.5% for milestone? I believe it is 1000 point per lakh which amounts to 0.25%
FYI - I have made around 2 lakh payment in last 2 months using SBI VDC . but have not got any milestone rewards.. other points are getting credited regularly.

 

[mohit_k0]

Any other way to get millenia 2.5% cashback for cc bill payment apart from ebixcash?

 

[VISION]

Any other way to get millenia 2.5% cashback for cc bill payment apart from ebixcash?

nothing for cc payment

 

[vk2025]

I did the transaction of 5th March. Got the merchant name as PHONEPE RECHARGE. Haven’t received the points yet. How many days does it take?

 

[CreditFreak]

Is their capping on the sbi rewards i can earn in a month?....and wt is the value of reward....and in wt way to redeem the reward point...for highest value

Use the points to pay credit card bill@0.25 rs
Dont buy voucher.
10000 points is the pm limit I guess.

 

[mik777]

Does Rupay firsttap five rewards on CC payment on FREECHARGE?
anyone tried & can confirm this?
Whts the MCC?

 

[Credit_Cards]

Does Rupay firsttap five rewards on CC payment on FREECHARGE?
anyone tried & can confirm this?
Whts the MCC?

it used to be 4900 for visa not sure of current mcc and specifically on rupay

 

[Pachiboy]

Use the points to pay credit card bill@0.25 rs
Dont buy voucher.
10000 points is the pm limit I guess.

So 0.25 is the value for both vouchers and cc settlements?

 

[rakeshsajjan45]

I did the transaction of 5th March. Got the merchant name as PHONEPE RECHARGE. Haven’t received the points yet. How many days does it take?

Need to wait atleast 3 to 15 days... sometimes u get early and sometimes late... can't tell...so.... Previously when I used I used to get in 2 days but later on after devaluation I started to get after 5 to 10 days .......and last time I got after 14 days... and this time a got it within 3 days.... but still I cannot use it for another 14 days but I have got it....

 

[mik777]

it used to be 4900 for visa not sure of current mcc and specifically on rupay

Interesting. Will wait for someone to confirm.
I am unable to pay axis CC bill via Phonepe - Says payment not allowed for next 48 hrs for security reasons.

I just setup my idfc firsttap rupay DC pn Phonepe & my CC due date is tomorrow.

 

[mobsol2017]

Is their capping on the sbi rewards i can earn in a month?....and wt is the value of reward....and in wt way to redeem the reward point...for highest value

talking about redemption use points to pay cc bills that's the best option to achieve highest value for points

 

[darkjediknight]

Interesting. Will wait for someone to confirm.
I am unable to pay axis CC bill via Phonepe - Says payment not allowed for next 48 hrs for security reasons.

I just setup my idfc firsttap rupay DC pn Phonepe & my CC due date is tomorrow.

Try with some other phonepe account

 

[wolfdalalstreet]

Got reward points for using IDFC first Tab rupaye debit card I had done the transaction on 4th of March and today I saw the reward point actually they might have come yesterday only... Didn't check yesterday....but I received exact 8000 reward points I accept that as my account is normal 25k account.... The 8000 reward point include 2000 points welcome benefit and rest are the card you says on phonepe.... So will I be getting the another 2K points or only 8k for the month... And can someone please tell me how to check the SBI rupay reward points I did the transaction on that card also on 5th I don't know how to check and also how to redeemView attachment 86020

Great. And is this via PhonePe CC Payment?

 

[Abhishek012]

Per transaction 1000 points
Per month capped at 10k points(including all bonus)
Value of reward 0.25
Vouchers available or recharge

You can pay your credit card bills using SBI rewardz without any extra fee.

No need to buy vouchers or recharge.

@rakeshsajjan45

 

[Abhishek012]

Does Rupay firsttap five rewards on CC payment on FREECHARGE?
anyone tried & can confirm this?
Whts the MCC?

Merchant name on card otp page- 'freechutil' ?
after transaction 'Freecharge' ? right?

You will get rewards.