Which Debit Card to use for Credit Card Bill Payment in February & March 2025

[Abhishek012]

I did the transaction of 5th March. Got the merchant name as PHONEPE RECHARGE. Haven’t received the points yet. How many days does it take?

Wait upto 30 days.

if not credit then complaint to IDFC customer care they will manually credit.

one person not receive rewards on 1st feb.

last weekend he complaint and just few days ago IDFC support manually credit the rewards.

some users told - new acc/new card is not linked with idfc rewardz system that's why rewards are not credited automatically. after 2-3 months all rewards will credit or you can complaint to idfc support.

here this guy received after 2-3 months automatically -

D

Post in thread 'Latest Working Methods to Pay Credit Card Bill from Debit Cards'

Feb 28, 2025

Update: Got IDFC Stucked rewards for Nov (Setu old MCC txn) and Dec and Jan month yesterday and also 250 bill payment ones in one go without contacting them. So 60 days max. TAT can also be breached. That's why I always say never approach CC for anything. I wait for things for 6 months also. 🙂

• desiviru

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@wolfdalalstreet

 

[Abhishek012]

Interesting. Will wait for someone to confirm.
I am unable to pay axis CC bill via Phonepe - Says payment not allowed for next 48 hrs for security reasons.

I just setup my idfc firsttap rupay DC pn Phonepe & my CC due date is tomorrow.

Ya, this is phonepe account issue. wait 48hrs, if still not working then contact phonepe support

Or you can use any other phonepe account.

 

[thomas.lunakutty]

Just adding a datapoint here - https://www.technofino.in/community...its-debit-card-reward-system.7394/post-961326

 

[iBabubhau]

I made 2 payments worth Rs 1000 using PhonePe. Both of them were successful. But when I check the Axis app, only 1 payment of Rs 1000 has been credited instantly. Another seems to be missing. Is it normal?
Made a freecharge payment shortly later and that got credited instantly too.

 

[ARCHISMAN_DAS]

it used to be 4900 for visa not sure of current mcc and specifically on rupay

That the things bro.

 

[darkjediknight]

I made 2 payments worth Rs 1000 using PhonePe. Both of them were successful. But when I check the Axis app, only 1 payment of Rs 1000 has been credited instantly. Another seems to be missing. Is it normal?
Made a freecharge payment shortly later and that got credited instantly too.

Wait for some time. Sometimes it can also take 1-2 days.

 

[rakeshsajjan45]

Yes..... phone pe cc payment

Great. And is this via PhonePe CC Paymenyes....

 

[DEEPANGEORGE]

any offers other that IDFC debit cards?


need alternatives to IDFC debit cards (dont want to get locked to one ecosystem to get to crashed)


hence anyone know any alternatives other than "IDFC debit cards" that gives rewards for paying credit card bills?

 

[ujjwal2024]

any offers other that IDFC debit cards?


need alternatives to IDFC debit cards (dont want to get locked to one ecosystem to get to crashed)


hence anyone know any alternatives other than "IDFC debit cards" that gives rewards for paying credit card bills?

SBI Rupay Virtual debit card

 

[NotGoswami]

Hey guys, I have HSBC Salary DC, What options I have? Excepted for freecharge.

What will be MCC for this?

 

[Abhishek012]

any offers other that IDFC debit cards?


need alternatives to IDFC debit cards (dont want to get locked to one ecosystem to get to crashed)


hence anyone know any alternatives other than "IDFC debit cards" that gives rewards for paying credit card bills?

Read the post carefully, all other banks debit card details already mentioned.

 

[Abhishek012]

Yeh banda khush hai reward jaldi aa raha hai isiliye -

Post in thread 'IDFC First Bank Launched its Debit Card Reward System'

Yesterday at 6:40 PM

I took the first tap car back in December 2024. Did few transaction in jan above 1k.
But in march started using heavily for all credit card points. To my shock they credited 8k bonus points and other rps of 3rd , 6th march has been credited yesterday automatically.

I guess their system became better .

• Dreamer

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