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Which Debit Card to use for Credit Card Bill Payment in February & March 2025

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@Abhishek012 Commander SBI Rupay VDC is not working for me. Domestic transactions and ECom(CNP) are enabled. Also, limit is set to max 50k. Tried on Phone Pay, Unipay, Amazon Pay, it's failing everywhere.

It has been more the 2 weeks since I generated this card but using it for the first time. I remember, I activated it also but whenever I click the Activate option, SBI again sends an SMS saying your card has been activated successfully.

Any suggestions what to do to get it working?
 
Last edited:
Prem03 said:
@Abhishek012 Commander SBI Rupay VDC is not working for me. Domestic transactions and ECom(CNP) are enabled. Also, limit is set to max 50k. Tried on Phone Pay, Unipay, Amazon Pay, it's failing everywhere.

It has been more the 2 weeks since I generated this card but using it for the first time. I remember, I activated it also but whenever I click the Activate option, SBI again sends an SMS saying your card has been activated successfully.

Any suggestions what to do to get it working?
Click to expand...
SBI server issues sometimes card activation issue from their end.

Try disabling and re-enabling e-commerce services during bank working hours. Also, attempt a small transaction.

If it still doesn't work, file an online complaint with SBI—what else can be done?

Every month, about 0.01% to 0.02% of users tell me their card isn’t working after activated.

Well, that's just how SBI is—what can we do? 🤣🤣
 
Looks like time has come to close RBL account. Dont have android, so can’t ise ebix.. Moreover I do not have trust in names like ebix. Are they RBI regulated, what if money gets stuck there forever or they freeze the account? Too much risk for chillar.

Will try sbi vdc option and that’s it. But it is much more of a hassle now with the chillar you get for so much of effort. Ease of cc payment via debit cards for rewards is a thing of past now.
 
Karwaabhishek said:
Looks like time has come to close RBL account. Dont have android, so can’t ise ebix.. Moreover I do not have trust in names like ebix. Are they RBI regulated, what if money gets stuck there forever or they freeze the account? Too much risk for chillar.

Will try sbi vdc option and that’s it. But it is much more of a hassle now with the chillar you get for so much of effort. Ease of cc payment via debit cards for rewards is a thing of past now.
Click to expand...
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