Odugu Narasimha Rao
TF Premier
hai i am going to open account with 10 L
for best credit cards please tell me which account is better
for best credit cards please tell me which account is better
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which high value account is better
- Thread starter Odugu Narasimha Rao
- Start date
SiddharthR
TF Legend
I was talking about personal accidental insurance & for that any one txn from last 30 days is necessary.
I think Air insurance is same for all
7-8 months. 1L was there. MAB was 2L
SiddharthR
TF Legend
One more benefit is
No charges for IMPS for preferred & imperia
SiddharthR
TF Legend
No charges if 1L not maintained, but I think you need to maintain basic MAB for that specific account variant, like 25K for Savings Max, 10K for Regular, etc & hence if balance below that basic MAB, charges will be applicable (Correct me if it's wrong)
For DC, account & card variant should match. If account variant changed, upgrade your card & you will get new card with the new account variant name and that will be free. (For Easyshop Platinum DC)
Souvik
TF Premier
Sounds good, Doorstep banking is what interests me, is this a normal branch which does this or this is a dedicated Pioneer branch, I usually see these banks understaffed so wonder how will they send people for doorstep services. Also I have no account in IndusInd yet, can open one, but what's the initial cheque they asked you for Pioneer ? I am sure this differs branch to branch.
And whats the AQB/AMB to maintain anyways >
Thanks!
Doorstep banking is fulfilled by third party not bank employees. Most private banks use the same company, I don’t remember the name. I use it twice a month. I can make a dedicated post about it if you need that.
Pioneer mab and initial funding is same 10L.
Souvik
TF Premier
Third party doing doorstep banking, interesting.....it is free for Pioneer account ? A separate post with Doorstep banking details will help many, am sure.
10L is MAB, any idea what's the TRV > I usually don't like to keep more money idle in savings, so push it onto a FD. Tier wise interest rates on savings accounts are still not as good as FD rates in most banks.
1 request free per day. Will make a post in a few days.
30L TRV
Search the community once for pioneer, multiple threads are there regarding this account.
iAmPm
TF Premier
Is it available in all branches? Or its another gimmick like free locker in account feature for sack of it but we don't have locker available.
Not related to branches at all (at least in Delhi ncr).
Just call pioneer concierge to place request
I even don't know. I got automatic upgrade notification in April 2022 which I accepted. Later I didn't maintain 2L at all and got emails from HDFC that I am about to lose the preferred banking programme for three months straight, i.e, Sep, Oct and November.
Up till now, I didn't got that email yet and haven't been downgraded yet. My RM just calls me randomly in 2-3 months and ask if I am facing any issues with bank or not. That's it.
Recently, I texted RM and had opened a demat with HDFC and moving my portfolio to HDFC Sec.
I will probably start maintaing 2L again as I am unsure about downgrade.
HDFC Sec is also mid (mediocre)
Souvik
TF Premier
The option is with your RM, ask him about the AMB/AQB/TRV for Wealth account and maintain it, then you need to chase up a lot to get the upgrade.
Just maintain a balance of 10 Lakh and above for 2 months and then ask your RM to upgrade your account. He will do it.
Souvik
TF Premier
Check in IDFC mobile app, it has a section for my relationship team, there your RM details should be mentioned.
If you do not still see any then try to maintain 10L AMB, and write to IDFC customer care for upgrade.
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