• Hey there! Welcome to TFC! View fewer ads on the website just by signing up on TF Community.

which high value account is better

Apply For Lifetime Free IDFC First Credit Card
Sort by date Sort by votes
Personally, I found that Axis burgundy service is good while HDFC imperia is completely useless.

I was looking into ICICI wealth account based on the feedback on this group, but didn't opened an account with them, when I talked with bank representatives , they did not even had documents to show the benefits for wealth account. Also, from time to time I hear about scams going on with ICICI accounts ( in some case ICICI employees are involved ), due to these red flags I have decided to stay away.
 
Upvote 0 Downvote
Dragon_slayer said:
Personally, I found that Axis burgundy service is good while HDFC imperia is completely useless.

I was looking into ICICI wealth account based on the feedback on this group, but didn't opened an account with them, when I talked with bank representatives , they did not even had documents to show the benefits for wealth account. Also, from time to time I hear about scams going on with ICICI accounts ( in some case ICICI employees are involved ), due to these red flags I have decided to stay away.
Click to expand...
What kind of scams have you heard, please? @Dragon_slayer
 
Upvote 0 Downvote
Is there any non maintenance charges on idfc wealth acct if we got upgraded to wealth acct and then not maintain AMB is there chances of downgrade or charges
 
Apply For LTF HDFC Swiggy Credit Card
Upvote 0 Downvote
SiddharthR said:
No charges if 1L not maintained, but I think you need to maintain basic MAB for that specific account variant, like 25K for Savings Max, 10K for Regular, etc & hence if balance below that basic MAB, charges will be applicable (Correct me if it's wrong)

For DC, account & card variant should match. If account variant changed, upgrade your card & you will get new card with the new account variant name and that will be free. (For Easyshop Platinum DC)
Click to expand...
no . i had classic account and maintained only 2-3k in it for almost 10 months. no charges were applicable. just did day to day transactions in it. now i upgraded it to preferred varient. maintain 15k since 2 months no charges . will see what happens when this quarter ends in march!!
 
Upvote 0 Downvote
@Chaitanya-a @DarkKnight @Souvik i just visited my idfc branch & requested them for an upgrade to select account. To my surprise, the banker asked me if I can add 1-2 lakh more as he wants to try for wealth account. I wasn’t sure as my balance would still not match 10lakh required for wealth but I accepted anyway. No my request for upgrade has been taken up. Let’s see what happens. Fingers crossed 🤞
 
Upvote 0 Downvote
suhailmz said:
@Chaitanya-a @DarkKnight @Souvik i just visited my idfc branch & requested them for an upgrade to select account. To my surprise, the banker asked me if I can add 1-2 lakh more as he wants to try for wealth account. I wasn’t sure as my balance would still not match 10lakh required for wealth but I accepted anyway. No my request for upgrade has been taken up. Let’s see what happens. Fingers crossed 🤞
Click to expand...
March closing craze 😁
 
Upvote 0 Downvote
SiddharthR said:
Please tell more about downgrade,
I too have Preferred & wanted to know how much amount, time it takes to downgrade
Click to expand...
HDFC downgraded my account from preferred to normal account. I have no idea why. I had around 9L, I transferred 6L to a different account and kept 3L.
I thought we only need 2L AMB.
I didn't bother to contact the RM about it.
 
Upvote 0 Downvote
jainsuk said:
HDFC seems to have stopped caring at all. Been chasing them for over a month to change my RM, with no luck. And I am an Imperia customer!
Click to expand...
+1. I am an imperia customer too and their services are pathetic. I have four accounts in the group but still they dont handle my account well. The only reason i am not switching to other bank is the trauma to close these accounts and going through all the hassle. I would not recommend anyone to go with imperia.
 
Upvote 0 Downvote
xxScriptzxx said:
+1. I am an imperia customer too and their services are pathetic. I have four accounts in the group but still they dont handle my account well. The only reason i am not switching to other bank is the trauma to close these accounts and going through all the hassle. I would not recommend anyone to go with imperia.
Click to expand...
Are you maintaining the required NRV for Imperia (10L+ if I am not wrong)
 
Upvote 0 Downvote
suhailmz said:
@Chaitanya-a @DarkKnight @Souvik i just visited my idfc branch & requested them for an upgrade to select account. To my surprise, the banker asked me if I can add 1-2 lakh more as he wants to try for wealth account. I wasn’t sure as my balance would still not match 10lakh required for wealth but I accepted anyway. No my request for upgrade has been taken up. Let’s see what happens. Fingers crossed 🤞
Click to expand...
I was also told initial deposit of 5 lakh for idfc wealth account and BM also said I'll get preapproved wealth credit card after 3 months
 
Upvote 0 Downvote
You must log in or register to reply here.

Similar threads

avi_devdhar
  • Question Question
Daily limit on rewards for high value transaction
Replies
2
Views
75
Zacobite
Zacobite
T
  • Suggestion Suggestion
Card for high value business class flight bookings?
Replies
13
Views
383
theglobalinvestor
T
Fini7777
  • Question Question
Indusind Select vs ICICI privilege Account for legend CC and ICICI CC Holder above 4L limit: which is better?
2
Replies
25
Views
803
Anindya98
Anindya98
C
High Value Transactions Via Credit Card
Replies
14
Views
1K
pothi
pothi
Fini7777
  • Question Question
Indusind Grande vs ICICI WM which is better
Replies
6
Views
311
itssudiptadas
I
Back
Top