Which ICICI Debit Cards to keep with bare minimum yearly fee ?

[KGSIPO]

I tested only p2p route.

For me, I have to enter the grid for p2p transfer also

 

[Ekavya]

For me, I have to enter the grid for p2p transfer also

From imobile or Browser?

 

[KGSIPO]

From imobile or Browser?

From the browser

 

[Ekavya]

From the browser

Oh! I can't remember in my case. Probably I did it from imobile.

As far as I know in case of iMobile they have less restrictions.

 

[RkrRkr is verified member.]

My ICICI smartshopper debit card is broken (bent and damaged at the EMV chip line). Can I just block it permanently and do not apply debit card?

(HDFC is my main account and I keep approx. 20,000 in this ICICI account. No IMPS, NEFT, RTGS transactions. UPI is enough when I want to take this ₹20,000)

ICICI debit card details are also available in imobile app.Complete card details except grid on the back...Though physical is damaged ..Keep it as it required to transaction askings for grid details.

 

[hedgehog2122]

Oh! I can't remember in my case. Probably I did it from imobile.

As far as I know in case of iMobile they have less restrictions.

Grid not required on imobile imps payment but does require while making imps through net banking

Personal experience, strange though

 

[Ekavya]

Grid not required on imobile imps payment but does require while making imps through net banking

Personal experience, strange though

It's fine for me then. I will use imobile instead of keeping a useless Debit Card

 

[hedgehog2122]

It's fine for me then. I will use imobile instead of keeping a useless Debit Card

My ICICI debit card is free (not a gem series one, blue in colour, mastercard variant), why don't you get one which is not paid. Sometimes when there is a major update on the app, it may ask to complete registration process, who know you might require debit card one day

 

[Ekavya]

My ICICI debit card is free (not a gem series one, blue in colour, mastercard variant), why don't you get one which is not paid. Sometimes when there is a major update on the app, it may ask to complete registration process, who know you might require debit card one day

Name of the card?

 

[hedgehog2122]

Name of the card?

Titanium debit mastercard

 

[Ekavya]

Titanium debit mastercard

Same card but paid (Confirmed by Customer care). Do you have Salary Account?

 

[hedgehog2122]

Same card but paid (Confirmed by Customer care). Do you have Salary Account?

No, previlage account

 

[Ekavya]

No, previlage account

I also have Previlage account, family 360 program with 0 mab. Customer Care confirmed that Mine has a Annual Charge

 

[hedgehog2122]

I also have Previlage account, family 360 program with 0 mab. Customer Care confirmed that Mine has a Annual Charge

I also had coral debit card earlier, threatened customer care to close the account and they offered free card

 

[Card_Crafter]

Here is a tip for people looking for LTF DC:

Just use Virtual DC, don't take physical DC.

Virtual DC has no charges. I have been using for two years without paying any annual/renewal fee.

 

[Sourabh_13]

Here is a tip for people looking for LTF DC:

Just use Virtual DC, don't take physical DC.

Virtual DC has no charges. I have been using for two years without paying any annual/renewal fee.

You have a virtual ICICI DC, that too one which has grid??

 

[Card_Crafter]

You have a virtual ICICI DC, that too one which has grid??

I used it for only online transactions. I don't think Grid is there in virtual DC.

I don't need a Physical DC since I have multiple banks, so not bothered.

 

[Ekavya]

Here is a tip for people looking for LTF DC:

Just use Virtual DC, don't take physical DC.

Virtual DC has no charges. I have been using for two years without paying any annual/renewal fee.

ICICI provide Virtual Card. ?

 

[Card_Crafter]

ICICI provide Virtual Card. ?

I am using since 2022.

 

[aniketkr.sharma]

ICICI provide Virtual Card. ?

I have physical debit cards without any fees from last 4 years. (Titanium debit card)