Which is your First Credit Card of 2024

[sjmajumder]

Today I got an upgrade from LTF Kotak Royale to LTF Kotak White.

This is my first addition in 2024. Which is yours?

UPDATE
2 - ICICI Coral Rupay - LTF
3 - Kotak League Platinum Rupay - LTF
4 - HDFC Swiggy - Paid (Swiggy offer)
5 - Au Vetta - LTF
6 - ICICI Amazon Pay - LTF (Cancelled and applied from different Amazon account)
7 - IndusInd EazyDiner Signature - LTF
8 - Uni NX Wave - LTF
9 - Federal Bank Signet - LTF (cancelled on day 1)
10 - IDFC First Wealth - LTF (Cancelled Select and took Wealth)
11 - Federal Bank Celesta - LTF

 

[Satish]

DBS Spark 20

Is it LTF?

 

[hedgehog2122]

Not applied yet in 2024

 

[kgaurav00]

Kotak Legend Rupay LTF

 

[RAMESH BABU N]

I got my INDUSIND Pinnacle MC card - LTF - 5L limit. My wife got it in Oct23.

Almost simultaneously, I got ICICI Platinum Visa card - LTF - based on Amazon Pay Card.

With this our portfolio is closed now for additions. Planning to close 2-or-3 cards in Apr-Jun Qrtr.

 

[Krishna Kumar]

I got Federal Celesta yesterday

 

[MS R]

I just followed the link posted in kotak credit card thread about LTF offer on PVR Inox card for random NTB & it showed zero joining & zero renewal fees. Screen recorded it for peace of mind. After receiving card confirmed from customer care thatits LTF.

can you please share link

 

[Deleted member 13981]

Is it LTF?

Nope.. Paid card.

 

[cardy]

Any tips and tricks to get this fast?

In my case it was very simple process.
It was showing in Airtel app FYF
Was holding 2 credit card and sb account in axis.
Applied, no vkyc but physical ekyc done.
And card approved within 5days. New limit was provided, it was nearly 20k more than my existing cards limit.
Now all cards have shared limit. After the new policy.

In my opinion to get axis Airtel fast you may try the following tips:
1. Keeping same Airtel mobile number in axis and cibil,
2. Keeping same email id in axis , cibil and Airtel telecom,
2. Adding Axis account in Airtel for small regular UPI transaction,
3. Adding existing axis cards in Airtel thanks app and paying bills through them.
May trigger the bell

 

[Piyush Yadav]

In my case it was very simple process.
It was showing in Airtel app FYF
Was holding 2 credit card and sb account in axis.
Applied, no vkyc but physical ekyc done.
And card approved within 5days. New limit was provided, it was nearly 20k more than my existing cards limit.
Now all cards have shared limit. After the new policy.

In my opinion to get axis Airtel fast you may try the following tips:
1. Keeping same Airtel mobile number in axis and cibil,
2. Keeping same email id in axis , cibil and Airtel telecom,
2. Adding Axis account in Airtel for small regular UPI transaction,
3. Adding existing axis cards in Airtel thanks app and paying bills through them.
May trigger the bell

Thnkuu so much 😊 I'll give a try to meet all points

 

[dfive]

i got yesbank marquee card today but limit only 1 lakh.

Same with me, did you find a way to increase this?

 

[KLB@96]

Got SC ease my trip card paid

 

[redcarpet]

I got my INDUSIND Pinnacle MC card - LTF - 5L limit. My wife got it in Oct23.

Almost simultaneously, I got ICICI Platinum Visa card - LTF - based on Amazon Pay Card.

With this our portfolio is closed now for additions. Planning to close 2-or-3 cards in Apr-Jun Qrtr.

Did u get pinnacle ltf without joining fees?
If so, how? If not, what was JF

 

[FinoGuy]

I got my INDUSIND Pinnacle MC card - LTF - 5L limit. My wife got it in Oct23.

Almost simultaneously, I got ICICI Platinum Visa card - LTF - based on Amazon Pay Card.

With this our portfolio is closed now for additions. Planning to close 2-or-3 cards in Apr-Jun Qrtr.

How much Joining fees?

 

[RAMESH BABU N]

How much Joining fees?

JF - 15K.

With a 10K Amazon GC.
Or, a 15K other GCs (non essentials).

 

[FinoGuy]

JF - 15K.

With a 10K Amazon GC.
Or, a 15K other GCs (non essentials).

Ok . Thanks

 

[subham23]

Same with me, did you find a way to increase this?

customer care told they will consider after 6 months of usage.

 

[rahulsethi]

My first card of 2024 is Amex Platinum Metal Charge Card with the 135,000 MR points welcome offer.

 

[mangalorean]

Federal Bank Celesta (LTF)! Surprisingly this is the card with the highest limit in my portfolio and no CIBIL hits.

Have got many discounts on Swiggy and Zepto with this card. Worth it.

 

[MS R]

Federal Bank Celesta (LTF)! Surprisingly this is the card with the highest limit in my portfolio and no CIBIL hits.

Have got many discounts on Swiggy and Zepto with this card. Worth it.

limit offered ? u mean no cibil hit for card??
credit score??

 

[mangalorean]

limit offered ? u mean no cibil hit for card??
credit score??

6.12 Lakhs! Yeah, no CIBIL hits at all.

Cibili score is 792.