Which is your First Credit Card of 2024

[sjmajumder]

Today I got an upgrade from LTF Kotak Royale to LTF Kotak White.

This is my first addition in 2024. Which is yours?

UPDATE
2 - ICICI Coral Rupay - LTF
3 - Kotak League Platinum Rupay - LTF
4 - HDFC Swiggy - Paid (Swiggy offer)
5 - Au Vetta - LTF
6 - ICICI Amazon Pay - LTF (Cancelled and applied from different Amazon account)
7 - IndusInd EazyDiner Signature - LTF
8 - Uni NX Wave - LTF
9 - Federal Bank Signet - LTF (cancelled on day 1)
10 - IDFC First Wealth - LTF (Cancelled Select and took Wealth)
11 - Federal Bank Celesta - LTF

 

[350modena]

Preapproved for LTF Tata Neu infinity, applied, now waiting for verification approval.

Hold Amex MRCC and Regalia.

 

[gamersgzb]

Preapproved for LTF Tata Neu infinity, applied, now waiting for verification approval.

Hold Amex MRCC and Regalia.

Are you a tata employee.. How you got LTF?

 

[350modena]

Are you a tata employee.. How you got LTF?

Soon to be ex tata employee!

 

[suhasa010]

Looks like Coral Rupay LTF was my first in 2024 (Feb). But cancelled as part of cleanup of my portfolio last month.
After that I've added:

1. StanChart Platinum Rewards (cancelling soon due to not ltf + cleanup)
2. Kotak League Rupay LTF (cancelled, cleanup)
3. HDFC Swiggy LTF.

 

[AlgoTrader]

Looks like Coral Rupay LTF was my first in 2024 (Feb). But cancelled as part of cleanup of my portfolio last month.
After that I've added:

1. StanChart Platinum Rewards (cancelling soon due to not ltf + cleanup)
2. Kotak League Rupay LTF (cancelled, cleanup)
3. HDFC Swiggy LTF.

1. StanChart Platinum Rewards (cancelling soon due to not ltf + cleanup)
   Why it is not issued as LTF? I couls see them issuing it LTF if we use it once in 30 days, right? Did you get it before they started issuing it as LTF?

 

[suhasa010]

1. StanChart Platinum Rewards (cancelling soon due to not ltf + cleanup)
   Why it is not issued as LTF? I couls see them issuing it LTF if we use it once in 30 days, right? Did you get it before they started issuing it as LTF?

I was already an existing member. Have Smart CC. That's why they processed it as paid card.

 

[cardy]

Looks like Coral Rupay LTF was my first in 2024 (Feb). But cancelled as part of cleanup of my portfolio last month.
After that I've added:

1. StanChart Platinum Rewards (cancelling soon due to not ltf + cleanup)
2. Kotak League Rupay LTF (cancelled, cleanup)
3. HDFC Swiggy LTF.

Hdfc swiggy LTF how we can get

 

[moneyMaker]

Hdfc swiggy LTF how we can get

Don't activate the card, you should get a call at day 30.

It's risky.

 

[cardy]

Don't activate the card, you should get a call at day 30.

It's risky.

Have two card of hdfc can take the risk

 

[350modena]

Soon to be ex tata employee!

Would a referral help in getting this card LTF or FYF? Then i can do that.

 

[Lord]

In 2024 okay... I'll put it orderwise.

1. Paid HDFC Swiggy
2. LTF IDFC Millennia
3. Paid RBL Play
4. LTF SBI Elite
5. LTF ICICI Coral Rupay (on the way).

 

[cardy]

LTF SBI Elite

Thora roshni dal do ta ki haam log vi maaza le sake 🤔

 

[raghu.rokda]

dal do ta ki haam log vi maaza le sake 🤔

very interesting sir

 

[m4b]

First card I rejected in 2024 : Kotak White (LTF)
First addition in 2024 : Axis Select (Burgundy LTF) ☠️
First upgrade offer in 2024: Amex Plat Travel to Plat Charge (Didn't opt)

 

[Lord]

Thora roshni dal do ta ki haam log vi maaza le sake 🤔

Well, this offer is only for IIT students. I'm in IITD, so I got it. (we had to make efforts to make it preapproved)

Story:
1. When I took admission, it was Only for Btech (3rd,4th yr), PhD, Faculty and Staff. (Basically everyone Except MTech)
2. My friend and I met BM and requested that this offer be extended to Mtech also.
3. Visited many times... following every step. Even the Regional manager had to visit.
4. Finally, a test run was conducted after 3 months of our continuous efforts.
5. I finally got a call to apply in March. Got it in June last week.

Efforts paid off 🙂

 

[Premium]

Yes Select - LTF
SBI Cashback - Paid
Federal Bank Imperio - LTF

 

[Rounak14]

Try with a referral link it'll increase your chances of approval