Which is your First Credit Card of 2024

[sjmajumder]

Today I got an upgrade from LTF Kotak Royale to LTF Kotak White.

This is my first addition in 2024. Which is yours?

UPDATE
2 - ICICI Coral Rupay - LTF
3 - Kotak League Platinum Rupay - LTF
4 - HDFC Swiggy - Paid (Swiggy offer)
5 - Au Vetta - LTF
6 - ICICI Amazon Pay - LTF (Cancelled and applied from different Amazon account)
7 - IndusInd EazyDiner Signature - LTF
8 - Uni NX Wave - LTF
9 - Federal Bank Signet - LTF (cancelled on day 1)
10 - IDFC First Wealth - LTF (Cancelled Select and took Wealth)
11 - Federal Bank Celesta - LTF

 

[sanzz]

I dont see any point in holding cards if im not using them. Cards also get closed if you dont use it for a year

I dont see any point in holding cards if im not using them. Cards also get closed if you dont use it for a year.

I use each card every 6-8 months or when there is some respective card offer to keep them active.
My primary cards are Amex Gold +2 MRCC - min 18k spends a month through Amazon pay voucher and rest on Infinia and SBI Vistara (govt , fuel and utilities payment only).

 

[taskmaster]

I use each card every 6-8 months or when there is some respective card offer to keep them active.
My primary cards are Amex Gold +2 MRCC - min 18k spends a month through Amazon pay voucher and rest on Infinia and SBI Vistara (govt , fuel and utilities payment only).

I see. Me any my friends together have some cards and we just ask for each others for offer related discounts.

 

[sahil1033]

Kotak League RuPay (LTF)

 

[PayKaroAbhi]

My first card of the year is Airtel Axis, on a shared limit with my existing cards. Applied with a Non-Airtel number which wasn't associated with the bank. Physical KYC completed on 21st Feb, card approved yesterday.

 

[sjmajumder]

My first card of the year is Airtel Axis, on a shared limit with my existing cards. Applied with a Non-Airtel number which wasn't associated with the bank. Physical KYC completed on 21st Feb, card approved yesterday.

Is it FYF?

 

[Enthusiast]

IKEA Family credit card by CITI

 

[raghu.rokda]

Charged 590 JOINING (annual fees NIL)but got 500 mycash so one can consider LTF

I am selling my mycash balance of 500 in 300
(40% discount)

Anyone interested DM

 

[Tonymathew]

Got 4th card of the year.
Axis Myzone
(Earlier 3 in Feb icici apay, axis Neo, kotak league rupay)

5th one around the corner

 

[Cc_creditguy]

Yes bank premia - ltf

 

[pprakash11]

Yes bank premia - ltf

How LTF ?

 

[Cc_creditguy]

How LTF ?

Trough RBI 😁😁😁 last year get an byoc card mis selled , and close it after 3 month, and then came to know about this community , raise a complaint in RBI got an premia , should negotiate for marqueee 😕😕

 

[pprakash11]

Trough RBI 😁😁😁 last year get an byoc card mis selled , and close it after 3 month, and then came to know about this community , raise a complaint in RBI got an premia , should negotiate for marqueee 😕😕

Oh nice nice

 

[samm255]

Lotak IOCL CC.

 

[Ayush_]

In 2024 I got following :
1. ICICI Sapphiro (MC + Amex) - LTF
2. ICICI Coral (RuPay) - LTF
Applied for upgrade in HDFC from Regalia as its downgraded, and IDFC from Select to Wealth

Update:
3. Kotak Zen Signature (Visa) - LTF
- Denied for HDFC upgrade
- IDFC upgrade request is pending for more than 10 days
- got upgraded from RBL Shoprite to RBL World Safari (LTF)

 

[Nishan11]

This year got following cards :-

ICICI SAPPHIRO DUAL VARIANT ( LTF through alumni ) - Limit 10 L

KOTAK PVR INOX ( LTF ) - Limit 2.10 L

AXIS ATLAS ( PAID ) - Limit 10 L

 

[Desu Sarath]

Sbi Elite (FYF)
Eazy diner Signature (LTF)

 

[parthv]

Kotak Myntra Credit Card, now figuring out ways to make this card ltf.

 

[Riya]

IndusInd Rupay Card... It was preapproved, hence took it

 

[raghu.rokda]

IndusInd Rupay Card... It was preapproved, hence took it

How this can happen?

I also getting msgs for preaproved indus card but when I click on it……it ask me all details and then rejected

 

[Riya]

How this can happen?

I also getting msgs for preaproved indus card but when I click on it……it ask me all details and then rejected

Well I got one... But it's good for nothing... I'm about to close it since I have other Rupay Cards too