Which is your First Credit Card of 2024

[sjmajumder]

Today I got an upgrade from LTF Kotak Royale to LTF Kotak White.

This is my first addition in 2024. Which is yours?

UPDATE
2 - ICICI Coral Rupay - LTF
3 - Kotak League Platinum Rupay - LTF
4 - HDFC Swiggy - Paid (Swiggy offer)
5 - Au Vetta - LTF
6 - ICICI Amazon Pay - LTF (Cancelled and applied from different Amazon account)
7 - IndusInd EazyDiner Signature - LTF
8 - Uni NX Wave - LTF
9 - Federal Bank Signet - LTF (cancelled on day 1)
10 - IDFC First Wealth - LTF (Cancelled Select and took Wealth)
11 - Federal Bank Celesta - LTF

 

[cardy]

Finally got Airtel axis on my mother's number

Congratulations bro have fun
Airtel now a days became hard to get

 

[sjmajumder]

In which categories did you spend. Can you share the break ups please. if possible.

Bulk of it (4100 approx) came from Macbook Pro purchase for a relative. Rest from Airtel Postpaid 25%, Other Bills 10%, Swiggy/Zomato 10%.

 

[Dinnong]

Airtel Axis FYF. Applied yesterday, got it approved today morning.

 

[Parallaxhal]

Nice. My Airtel Axis application is still in processing despite it being 10 working days.

Hope it gets approved and you receive it soon.

 

[Techno Geek]

Tata Neu Infinity : Paid

 

[Parallaxhal]

In which categories did you spend. Can you share the break ups please. if possible.

yeah I would like to know that as well.

 

[Deleted member 21942]

My credit card 2024 journey starts with OneCard closure.

 

[indi_vishal]

Amex Travel Platinum..

 

[Parallaxhal]

Tata Neu Infinity : Paid

There are some threads here mentioning about converting that card to LTF. You can search and maybe try that out

 

[Techno Geek]

There are some threads here mentioning about converting that card to LTF. You can search and maybe try that out

Tried email trick but got the coldest reply from HDFC will use first Year as its costing only GST might close after that if I get another Rupay card by then.

 

[ronakshah]

Congratulations bro have fun
Airtel now a days became hard to get

Yes this was the second application. My first application was stuck and then rejected due to some technical issue at their end.

 

[AlgoTrader]

I am thinking about One Card, AU, federal and kotak LTF Cards this year

 

[SpiesCan'tCatchMe]

does it have any attractive reward rate ? I always found indusind to be worthless

I just took it because, select 0 MAB ac

 

[rayhan12]

Axis Ace ( It was pre-approved).

 

[Shubham Yadav]

I had 6 enquiries in December 🙁

Brought my CIBIL down to 798

Why too much ?

All Credit card

 

[chandra.prakash]

Axis Atlas, got it yesterday.

I got atlas offer in axis mobile app, is it good to take, I am not a traveler

 

[ronakshah]

I'm getting an upgrade offer to axis privilege and select. Is it worth considering any of these cards? Or is it advisable to get privilege card as I will be getting edge reward pts worth 5k and then may be I can close it next year.
I won't be able to achieve fee waiver condition.

 

[R@ndomiz€r]

Yes Reserv FYF with 3x subscription. There's one ICICI HPCL Coral LTF on the way as well although application is approved yet still being processed since third week of December 🤣🤣

Planning to close SBI Simplyclick paid as I have absolutely no use for that card even after offers and discounts it serves zero purpose to me. Usually HDFC or ICICI or Kotak should suffice for such offers

 

[suhasa010]

Waiting for Amex SmartEarn approval since Dec 28th 🥱

 

[anotheruser]

First "ever" rejection: Axis airtel!