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Which is your first Credit Card of 2025?

HSBC Platinum card, applied in Nov 2024, got it this month after multiple escalations - _-
First credit card I applied for is Eazydiner Signature card
 
Can you specific the offers from Indusind? If it’s discount codes, I cannot utilise them. Always says not applicable.

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see the screenshot. Similar offers from Paytm too for this card. Did 8 trxns using this. Paid utility bills with Axis RuPay card - month specific offers.
 

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Gave a short break to my credit card collection/optimisation portfolio this year. It has been so far good with existing cards.
Upgrading bank accounts now. Choosing for higher variant debit cards. Closing a few unused bank accounts.
 
ICICI Coral Visa applied of 14th December, 2024 got rejected then after request reopened the application and got approved of 16th January, 2025.
 
Indusind Pinnacle. Spent 50k plus in 2 days of receiving card & now its LTF. Now it will be in drawer 😂.


Now gonna take long break from applying for any other card. Will consider applying for any newly launched card around last quarter of the year.
 
why Federal Signet and not Federal Celesta as all the card are LTF?
Because I am self-employed and stupid Federal Bank website hates self-employed, wants income docs, ITR and bank statements. As soon I uploaded those, it offered me only Visa Signet or RuPay Signet. Eventually I will close it and get Celesta or get upgrade offer via FedMobile to Celesta
 
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