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Which Rupay cc should i have to use on upi?

Hello everyone.

I am looking for a rupay cc for upi payments and some rupay offers.
CAn anyone please suggest me which rupay cc should i have ?
HDFC/Axis/Pnb/Canara Bank/Union Bank
Try to get LTF cards
- HDFC Regalia
- Tata Neu Infinity/Plus
- Axis Iocl

For others check this - Thread 'RuPay Select Wellness Credit Card Benefits & How To Claim Benefits' https://www.technofino.in/community...dit-card-benefits-how-to-claim-benefits.3962/

Many threads here on the forum - DYOR
 
Hello everyone.

I am looking for a rupay cc for upi payments and some rupay offers.
CAn anyone please suggest me which rupay cc should i have ?
Consider PNB's cards -- I got a Platinum. It was easy to get, gave a decent limit and needs once a quarter use for fee waiver. I think the "Select" is also similar. "Millenia" (?) has some minimal fee / spend for waiver.
 
Consider PNB's cards -- I got a Platinum. It was easy to get, gave a decent limit and needs once a quarter use for fee waiver. I think the "Select" is also similar. "Millenia" (?) has some minimal fee / spend for waiver.
How did you get pnb card can you please tell me
As they rejected my card last time without any varification
 
How did you get pnb card can you please tell me
As they rejected my card last time without any varification
Did you do the video KYC?

They seem to insist on ITR somehow. Other forumites disagree, but I think it is the card issuer's prerogative to want a proof of income they seem satisfactory before issuing the card. You can send the IT Assessment Order to creditcardpnb2@pnb.co.in - along with application number or something else that lets them link the application to this document.
 
Consider PNB's cards -- I got a Platinum. It was easy to get, gave a decent limit and needs once a quarter use for fee waiver. I think the "Select" is also similar. "Millenia" (?) has some minimal fee / spend for waiver.
Fee waiver is applicable if we do only 1 rupee wallet load on every quarter ?
 
Any update? 🙂
Yes.. they rejected my card for no reason. I did not do video kyc but they are asking me to download anydesk and give access if mobile to them i asked why they just to varify itr and etc.
I said no then call cut and,5 mins later this msg received.
Will send them recosideration for my application
 

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Yes.. they rejected my card for no reason. I did not do video kyc but they are asking me to download anydesk and give access if mobile to them i asked why they just to varify itr and etc.
I said no then call cut and,5 mins later this msg received.
Will send them recosideration for my application
I got this "discrepant" message too -- and that got rectified when I sent ITR to that email ID.

For some reason their portal just asks you to upload payslip and bank statement, but their actual process needs ITR (except when the pay comes to a PNB account).
 
Yes.. they rejected my card for no reason. I did not do video kyc but they are asking me to download anydesk and give access if mobile to them i asked why they just to varify itr and etc.
I said no then call cut and,5 mins later this msg received.
Will send them recosideration for my application
Lol, are they scammers or what? Scammers use Anydesk to take access of your device.

Jamtara gang 😂
 
Lol, are they scammers or what? Scammers use Anydesk to take access of your device.

Jamtara gang 😂
Yes... in my cc application i saw this first time.. either they are scammers or they don't have any idea how to process cc application as i told them to i will upload documents if required or visit nearest branch.
BUt they did not agree..
Govt. Banks are like mad
 
Yes... in my cc application i saw this first time.. either they are scammers or they don't have any idea how to process cc application as i told them to i will upload documents if required or visit nearest branch.
BUt they did not agree..
Govt. Banks are like mad
I never came across this Anydesk thing -- is there any email response from creditcardpnb2@pnb.co.in after you sent them your ITR?
 
I hold
HDFC IOCL Rupay
HDFC Tata Neu Plus Rupay
BOB HPCL Energie Rupay JCB
BOB Premier Rupay Select
PNB Rupay Platinum

Which one will be beneficial for UPI and can anyone tell use cases of these cards to get maximum value
 
I hold
HDFC IOCL Rupay
HDFC Tata Neu Plus Rupay
BOB HPCL Energie Rupay JCB
BOB Premier Rupay Select
PNB Rupay Platinum

Which one will be beneficial for UPI and can anyone tell use cases of these cards to get maximum value
I am sure " HDFC Tata Neu Plus Rupay" has better reward but if u have HDFC Tata Neu Infinity RuPay which gives around 1.5% i think.
 
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