Which SBI card to take?

[R@ndomiz€r]

I got a call from branch where they're offering me a VISA CC basis my long-standing relationship with the bank. I'll be tempted to take one from SBI if it is LTF and unsecured as they're offering a VISA card which is missing from my current catalogue. Additionally, SBI has frequent discounts on Amazon and FK which is an additional motivation. Which card if offered LTF, should I take considering I already have the following cards -

Tata Neu Infinity (Rupay)
Regalia (MC World)
AMEX MRCC and Gold

My spends are mostly around rent, utility bills, dining, movies, online shopping and medical bills from offline stores. All suggestions are welcome. Thanks in advance.

 

[RaviAglRaviAgl is verified member.]

Firstly, are you sure, the call was from the bank.

Pretty much every one from bank bazaar and every agency is using a bank name while approaching the customer to sell a credit card.

1. SBI cashback card (gives good returns)
2. SBI BPCL octane credit card (if you have fuel expense of around 5k-10k per month)

Seem to be the best ones but they carry an annual fee of 1000 and 1500 respectively with spend based reversal criteria of 2 lacs.

But sbi cards are pretty worthless in terms of rewards compared to other banks' cards as already discussed on this forum plenty of times.

However, sbi cards work on almost all shopping and travel sites giving discounts of 5% -10%
Edit : Avoid Sbi Paytm Credit Card. It is the worst and won't work for discounts everywhere except Paytm.

It is mostly upto you to decide which card suits as only you know your spend categories and your spend appetite.

Thanks!!

 

[R@ndomiz€r]

Firstly, are you sure, the call was from the bank.

Pretty much every one from bank bazaar and every agency is using a bank name while approaching the customer to sell a credit card.

1. SBI cashback card (gives good returns)
2. SBI BPCL octane credit card (if you have fuel expense of around 5k-10k per month)

Seem to be the best ones but they carry an annual fee of 1000 and 1500 respectively with spend based reversal criteria of 2 lacs.

But sbi cards are pretty worthless in terms of rewards compared to other banks' cards as already discussed on this forum plenty of times.

However, sbi cards work on almost all shopping and travel sites giving discounts of 5% -10%
Edit : Avoid Sbi Paytm Credit Card. It is the worst and won't work for discounts everywhere except Paytm.

It is mostly upto you to decide which card suits as only you know your spend categories and your spend appetite.

Thanks!!

The reason for surety is because they've invited me to the branch and have arranged a meeting with BM on this.

Also, thanks for your recommendations. The cashback card seems like a unanimous choice of most users despite devaluation.

 

[suva]

When I requested for SBI LTF card, i was told only SBI employees and retirees are eligible for SBI Prime LTF. Others cannot have LTF Cards.

 

[BRB]

You can check the SBI Landmark group linked Prime cards. You get reward points worth your annual fee every year which can be redeemed across Max/Homecentre/Spar outlets. Also get priority pass along with it.