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Which types of transactions doesn't considered for the reward points in HDFC Bank Regalia Credit Card?

navonline7

TF Premier
I'm looking for a list of transactions on HDFC Regalia for which I do not get reward points. I could only think of fuel and a capping of 2000 for spends on insurance transactions. Are there any other transactions for which I do not get reward points for using HDFC Regalia? While I do want to route all my spends through HDFC Regalia (aim is to get Infinia), I do not want to use it for transactions for which I will not get any reward points. I would rather use my SC Ultimate for such transactions and get a flat return rate of 3.3%. @TechnoFino
 
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