Believe it or not,
Samsung Pay is a hidden gem. It might be the best app out there, and it is very well integrated into Samsung phones.
- Simplest no frills, prettiest interface yet with the widest range of payments and services which are actually commonly used. It's super efficient to use. Very well structured and complete yet simple. Everything super easy to do and find.
- You can add most Indian debit and credit cards on Samsung Pay. Forgot your wallet? Not a problem, use tap to pay with your phone! Works exactly the same way as contact less payments with cards work. Your phone is your card.
- BHIM UPI integration: You can send, pay or request money. You can check the balances of all your bank accounts. Neat and simple integration. You can even view transaction history, complaints, raise queries, etc.
- PayTM wallet integration, same as the above except you can see your wallet. You can also view the transaction history. The links for support email and calls are there but can't be raised within the app.
- You can store your vaccination certificate.
- Samsung Rewards on top of credit/debit card rewards.
- You can register your bills, get reminders, pay and set autopay. They get setup automatically from other integrations if they exist like PayTM.
- Fast tag recharge.
- You'll have recent recipients as well as your phone book recipients.
Tons of other stuff which I'd call basic. Sadly only available on Samsung Phones but they are killing it.